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Garfield County, UT housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$251,435+3.1% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 5% have cut their price
Income needed to buy, per year$54,506About 0.8× the local median income ($72,381): affordable for a typical household
Days on market96 daysFaster than a year ago: sellers have the edge

The typical home in Garfield County, UT is worth $251,435, up 3.1% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $244,455, so the area is 2.9% overvalued. It is a buyer's market: homes take about 96 days to sell, listings are up 38% from a year ago, 5% of listings have had a price cut. A household needs about $54,506 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,381. In the latest IRS figures, 63 more people moved in than out.

Home value over time

$0K$50K$100K$150K$200K$250K200020052010201520202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$251,435
Change in 1 year+3.1%
Overvalued %+2.9%
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Fair home value$244,455
Change in 5 years+19.8%
Home value to income3.5×
Monthly mortgage payment (20% down)$1,363
Income needed to afford it$54,506
Property tax rate0.35%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,014

Market activity

Listings vs a year ago+38.5%
Days on market96
Listings with a price cut5.1%
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Homes for sale72
Pending sales per 100 listings11
Asking price per sq ft$305

People and jobs

Median household income$72,381
Population change (1 year)−1.2%
Unemployment rate4.1%
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Population5,256
Income adjusted for cost of living$77,745
Net moves in (IRS)+63
Cost of living (US = 100)93.1

Schools, risk and environment

School rating (1 to 10)4.7
FEMA hazard risk score (0 to 100)37.6
Unhealthy air days a year0
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Flood risk score48.8
Wildfire risk score78.3
Walkability (1 to 20)7.0
Road, rail and air noise54 dB

Questions people ask

Is Garfield County, UT overvalued?
Home prices in Garfield County, UT are slightly above what local incomes have historically supported: fair value is about $244,455, so the area is 2.9% overvalued.
Is Garfield County, UT a buyer's or seller's market?
Garfield County, UT is a buyer's market: homes take about 96 days to sell, listings are up 38% from a year ago, 5% of listings have had a price cut.
Are home prices going down in Garfield County, UT?
Home values in Garfield County, UT are up 3.1% over the last year.
How much do you need to earn to buy a home in Garfield County, UT?
A household needs about $54,506 a year to afford the typical home in Garfield County, UT at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,381.

Nearby and similar counties

ZIP codes in Garfield County (open on the map)

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