Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$121,665−5.8% YoY · prices are falling fast
Market right nowBuyer's marketFewer homes for sale than last year, 26% have cut their price
Income needed to buy, per year$26,375About 0.6× the local median income ($43,517): affordable for a typical household
Days on market85 daysFaster than a year ago: sellers have the edge
The typical home in Zapata County, TX is worth $121,665, down 5.8% from a year ago. That is well below what local incomes have historically supported: fair value is about $177,594, so the area is 31.5% undervalued. It is a buyer's market: homes take about 85 days to sell, listings are down 19% from a year ago, 26% of listings have had a price cut. A household needs about $26,375 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $43,517. In the latest IRS figures, 85 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$121,665
Change in 1 year
−5.8%
Overvalued %
−31.5%
Show 6 more
Fair home value
$177,594
Change in 5 years
−29.0%
Home value to income
2.8×
Monthly mortgage payment (20% down)
$659
Income needed to afford it
$26,375
Property tax rate
0.95%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
−18.9%
Days on market
85
Listings with a price cut
25.8%
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Homes for sale
30
Pending sales per 100 listings
7
Asking price per sq ft
$104
People and jobs
Median household income
$43,517
Population change (1 year)
−0.3%
Unemployment rate
7.3%
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Population
13,753
Income adjusted for cost of living
$49,564
Net moves in (IRS)
−85
Cost of living (US = 100)
87.8
Schools, risk and environment
School rating (1 to 10)
3.3
FEMA hazard risk score (0 to 100)
31.4
Flood risk score
19.9
Show 3 more
Wildfire risk score
70.9
Walkability (1 to 20)
6.5
Road, rail and air noise
53 dB
Questions people ask
Is Zapata County, TX overvalued?
Home prices in Zapata County, TX are well below what local incomes have historically supported: fair value is about $177,594, so the area is 31.5% undervalued.
Is Zapata County, TX a buyer's or seller's market?
Zapata County, TX is a buyer's market: homes take about 85 days to sell, listings are down 19% from a year ago, 26% of listings have had a price cut.
Are home prices going down in Zapata County, TX?
Home values in Zapata County, TX are down 5.8% over the last year.
How much do you need to earn to buy a home in Zapata County, TX?
A household needs about $26,375 a year to afford the typical home in Zapata County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $43,517.