Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$118,561+2.1% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 24% have cut their price
Income needed to buy, per year$25,701About 0.4× the local median income ($60,073): affordable for a typical household
Days on market68 daysAbout the same pace as a year ago
The typical home in Hutchinson County, TX is worth $118,561, up 2.1% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $119,808, so the area is 1.0% undervalued. It is a buyer's market: homes take about 68 days to sell, listings are up 1% from a year ago, 24% of listings have had a price cut. A household needs about $25,701 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $60,073. Typical rent is $925 a month. In the latest IRS figures, 124 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$118,561
Change in 1 year
+2.1%
Overvalued %
−1.0%
Show 6 more
Fair home value
$119,808
Change in 5 years
+0.1%
Home value to income
2.0×
Monthly mortgage payment (20% down)
$643
Income needed to afford it
$25,701
Property tax rate
1.34%
Rent and investing
Typical rent
$925
Price-to-rent ratio
10.7×
HUD Fair Market Rent, 2 bedrooms
$1,014
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Gross rental yield
9.36%
Cap rate (estimate)
6.09%
Market activity
Listings vs a year ago
+1.2%
Days on market
68
Listings with a price cut
24.3%
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Homes for sale
83
Pending sales per 100 listings
24
Asking price per sq ft
$93
People and jobs
Median household income
$60,073
Population change (1 year)
−0.8%
Unemployment rate
3.6%
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Population
19,633
Income adjusted for cost of living
$68,420
Net moves in (IRS)
−124
Cost of living (US = 100)
87.8
Schools, risk and environment
School rating (1 to 10)
6.3
FEMA hazard risk score (0 to 100)
67.7
Flood risk score
21.4
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Wildfire risk score
94.9
Walkability (1 to 20)
6.2
Road, rail and air noise
52 dB
Questions people ask
Is Hutchinson County, TX overvalued?
Home prices in Hutchinson County, TX are slightly below what local incomes have historically supported: fair value is about $119,808, so the area is 1.0% undervalued.
Is Hutchinson County, TX a buyer's or seller's market?
Hutchinson County, TX is a buyer's market: homes take about 68 days to sell, listings are up 1% from a year ago, 24% of listings have had a price cut.
Are home prices going down in Hutchinson County, TX?
Home values in Hutchinson County, TX are up 2.1% over the last year.
How much do you need to earn to buy a home in Hutchinson County, TX?
A household needs about $25,701 a year to afford the typical home in Hutchinson County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $60,073.