Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$120,180+6.4% YoY · prices are rising fast
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 0% have cut their price
Income needed to buy, per year$26,052About 0.3× the local median income ($75,021): affordable for a typical household
Days on market99 daysSlower than a year ago: buyers have time to negotiate
The typical home in Upton County, TX is worth $120,180, up 6.4% from a year ago. That is well below what local incomes have historically supported: fair value is about $164,604, so the area is 27.0% undervalued. It is a balanced market, leaning toward sellers: homes take about 99 days to sell, listings are down 20% from a year ago, 0% of listings have had a price cut. A household needs about $26,052 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $75,021. In the latest IRS figures, 3 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$120,180
Change in 1 year
+6.4%
Overvalued %
−27.0%
Show 6 more
Fair home value
$164,604
Change in 5 years
−14.4%
Home value to income
1.6×
Monthly mortgage payment (20% down)
$651
Income needed to afford it
$26,052
Property tax rate
1.08%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,078
Market activity
Listings vs a year ago
−20.0%
Days on market
99
Listings with a price cut
0.0%
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Homes for sale
12
Pending sales per 100 listings
8
Asking price per sq ft
$126
People and jobs
Median household income
$75,021
Population change (1 year)
+0.7%
Unemployment rate
3.5%
Show 4 more
Population
3,131
Income adjusted for cost of living
$85,445
Net moves in (IRS)
−3
Cost of living (US = 100)
87.8
Schools, risk and environment
School rating (1 to 10)
3.9
FEMA hazard risk score (0 to 100)
7.7
Flood risk score
7.1
Show 3 more
Wildfire risk score
45.0
Walkability (1 to 20)
7.9
Road, rail and air noise
52 dB
Questions people ask
Is Upton County, TX overvalued?
Home prices in Upton County, TX are well below what local incomes have historically supported: fair value is about $164,604, so the area is 27.0% undervalued.
Is Upton County, TX a buyer's or seller's market?
Upton County, TX is a balanced market, leaning toward sellers: homes take about 99 days to sell, listings are down 20% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Upton County, TX?
Home values in Upton County, TX are up 6.4% over the last year.
How much do you need to earn to buy a home in Upton County, TX?
A household needs about $26,052 a year to afford the typical home in Upton County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $75,021.