Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$242,430+1.9% YoY · prices are rising
Market right nowBalanced marketFewer homes for sale than last year, 20% have cut their price
Income needed to buy, per year$52,554About 0.8× the local median income ($61,887): affordable for a typical household
Days on market91 daysSlower than a year ago: buyers have time to negotiate
The typical home in Wharton County, TX is worth $242,430, up 1.9% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $242,291, so the area is 0.1% overvalued. It is a balanced market: homes take about 91 days to sell, listings are down 14% from a year ago, 20% of listings have had a price cut. A household needs about $52,554 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,887. Typical rent is $1,231 a month. In the latest IRS figures, 73 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$242,430
Change in 1 year
+1.9%
Overvalued %
+0.1%
Show 6 more
Fair home value
$242,291
Change in 5 years
+5.2%
Home value to income
3.9×
Monthly mortgage payment (20% down)
$1,314
Income needed to afford it
$52,554
Property tax rate
1.52%
Rent and investing
Typical rent
$1,231
Price-to-rent ratio
16.4×
HUD Fair Market Rent, 2 bedrooms
$1,184
Show 2 more
Gross rental yield
6.09%
Cap rate (estimate)
3.96%
Market activity
Listings vs a year ago
−14.2%
Days on market
91
Listings with a price cut
19.9%
Show 3 more
Homes for sale
145
Pending sales per 100 listings
16
Asking price per sq ft
$136
People and jobs
Median household income
$61,887
Population change (1 year)
−0.0%
Unemployment rate
4.9%
Show 4 more
Population
42,060
Income adjusted for cost of living
$70,486
Net moves in (IRS)
−73
Cost of living (US = 100)
87.8
Schools, risk and environment
School rating (1 to 10)
5.3
FEMA hazard risk score (0 to 100)
83.0
Flood risk score
69.8
Show 3 more
Wildfire risk score
53.0
Walkability (1 to 20)
6.5
Road, rail and air noise
53 dB
Questions people ask
Is Wharton County, TX overvalued?
Home prices in Wharton County, TX are slightly above what local incomes have historically supported: fair value is about $242,291, so the area is 0.1% overvalued.
Is Wharton County, TX a buyer's or seller's market?
Wharton County, TX is a balanced market: homes take about 91 days to sell, listings are down 14% from a year ago, 20% of listings have had a price cut.
Are home prices going down in Wharton County, TX?
Home values in Wharton County, TX are up 1.9% over the last year.
How much do you need to earn to buy a home in Wharton County, TX?
A household needs about $52,554 a year to afford the typical home in Wharton County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,887.