Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$191,085+5.6% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 24% have cut their price
Income needed to buy, per year$41,423About 0.8× the local median income ($52,097): affordable for a typical household
Days on market82 daysSlower than a year ago: buyers have time to negotiate
The typical home in Scott County, TN is worth $191,085, up 5.6% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $189,999, so the area is 0.6% overvalued. It is a buyer's market: homes take about 82 days to sell, listings are up 13% from a year ago, 24% of listings have had a price cut. A household needs about $41,423 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $52,097. In the latest IRS figures, 225 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$191,085
Change in 1 year
+5.6%
Overvalued %
+0.6%
Show 6 more
Fair home value
$189,999
Change in 5 years
+18.3%
Home value to income
3.7×
Monthly mortgage payment (20% down)
$1,036
Income needed to afford it
$41,423
Property tax rate
0.51%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$995
Market activity
Listings vs a year ago
+12.9%
Days on market
82
Listings with a price cut
24.4%
Show 3 more
Homes for sale
96
Pending sales per 100 listings
22
Asking price per sq ft
$184
People and jobs
Median household income
$52,097
Population change (1 year)
+0.5%
Unemployment rate
7.5%
Show 4 more
Population
22,671
Income adjusted for cost of living
$61,363
Net moves in (IRS)
+225
Cost of living (US = 100)
84.9
Schools, risk and environment
School rating (1 to 10)
4.9
FEMA hazard risk score (0 to 100)
26.1
Flood risk score
29.2
Show 3 more
Wildfire risk score
68.8
Walkability (1 to 20)
4.3
Road, rail and air noise
53 dB
Questions people ask
Is Scott County, TN overvalued?
Home prices in Scott County, TN are slightly above what local incomes have historically supported: fair value is about $189,999, so the area is 0.6% overvalued.
Is Scott County, TN a buyer's or seller's market?
Scott County, TN is a buyer's market: homes take about 82 days to sell, listings are up 13% from a year ago, 24% of listings have had a price cut.
Are home prices going down in Scott County, TN?
Home values in Scott County, TN are up 5.6% over the last year.
How much do you need to earn to buy a home in Scott County, TN?
A household needs about $41,423 a year to afford the typical home in Scott County, TN at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $52,097.