Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$189,722+7.2% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 14% have cut their price
Income needed to buy, per year$41,128About 0.7× the local median income ($56,138): affordable for a typical household
Days on market75 daysSlower than a year ago: buyers have time to negotiate
The typical home in Benton County, TN is worth $189,722, up 7.2% from a year ago. That is well above what local incomes have historically supported: fair value is about $165,227, so the area is 14.8% overvalued. It is a balanced market: homes take about 75 days to sell, listings are up 29% from a year ago, 14% of listings have had a price cut. A household needs about $41,128 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,138. In the latest IRS figures, 200 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$189,722
Change in 1 year
+7.2%
Overvalued %
+14.8%
Show 6 more
Fair home value
$165,227
Change in 5 years
+31.0%
Home value to income
3.4×
Monthly mortgage payment (20% down)
$1,028
Income needed to afford it
$41,128
Property tax rate
0.48%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$995
Market activity
Listings vs a year ago
+28.6%
Days on market
75
Listings with a price cut
13.9%
Show 3 more
Homes for sale
90
Pending sales per 100 listings
26
Asking price per sq ft
$170
People and jobs
Median household income
$56,138
Population change (1 year)
+0.5%
Unemployment rate
5.3%
Show 4 more
Population
16,183
Income adjusted for cost of living
$66,122
Net moves in (IRS)
+200
Cost of living (US = 100)
84.9
Schools, risk and environment
School rating (1 to 10)
5.7
FEMA hazard risk score (0 to 100)
39.1
Flood risk score
20.2
Show 3 more
Wildfire risk score
15.8
Walkability (1 to 20)
4.9
Road, rail and air noise
54 dB
Questions people ask
Is Benton County, TN overvalued?
Home prices in Benton County, TN are well above what local incomes have historically supported: fair value is about $165,227, so the area is 14.8% overvalued.
Is Benton County, TN a buyer's or seller's market?
Benton County, TN is a balanced market: homes take about 75 days to sell, listings are up 29% from a year ago, 14% of listings have had a price cut.
Are home prices going down in Benton County, TN?
Home values in Benton County, TN are up 7.2% over the last year.
How much do you need to earn to buy a home in Benton County, TN?
A household needs about $41,128 a year to afford the typical home in Benton County, TN at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,138.