Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$449,541+1.4% YoY · prices are rising
Market right nowBalanced marketFewer homes for sale than last year, 24% have cut their price
Income needed to buy, per year$97,451About 1.1× the local median income ($84,882): a stretch for a typical household
Days on market62 daysFaster than a year ago: sellers have the edge
Next 12 months+2.1%Zillow expects prices to rise slightly
The typical home in Loudon County, TN is worth $449,541, up 1.4% from a year ago. That is well above what local incomes have historically supported: fair value is about $385,345, so the area is 16.7% overvalued. It is a balanced market: homes take about 62 days to sell, listings are down 5% from a year ago, 24% of listings have had a price cut. Zillow expects prices to rise about 2.1% over the next year. A household needs about $97,451 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $84,882. Typical rent is $1,849 a month, or $2,202 for a house. In the latest IRS figures, 1,984 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$449,541
Change in 1 year
+1.4%
Overvalued %
+16.7%
Show 7 more
Fair home value
$385,345
Change in 5 years
+32.1%
Zillow forecast, next 12 months
+2.1%
Home value to income
5.3×
Monthly mortgage payment (20% down)
$2,436
Income needed to afford it
$97,451
Property tax rate
0.33%
Rent and investing
Typical rent
$1,849
Typical rent for houses
$2,202
Price-to-rent ratio
20.3×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,475
Gross rental yield
4.94%
Cap rate (estimate)
3.21%
Market activity
Listings vs a year ago
−5.1%
Days on market
62
Listings with a price cut
23.8%
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Homes for sale
375
Pending sales per 100 listings
36
Asking price per sq ft
$259
People and jobs
Median household income
$84,882
Population change (1 year)
+1.8%
Unemployment rate
2.8%
Show 4 more
Population
63,764
Income adjusted for cost of living
$91,665
Net moves in (IRS)
+1,984
Cost of living (US = 100)
92.6
Schools, risk and environment
School rating (1 to 10)
6.8
FEMA hazard risk score (0 to 100)
68.4
Unhealthy air days a year
0
Show 4 more
Flood risk score
71.6
Wildfire risk score
44.1
Walkability (1 to 20)
5.9
Road, rail and air noise
54 dB
Questions people ask
Is Loudon County, TN overvalued?
Home prices in Loudon County, TN are well above what local incomes have historically supported: fair value is about $385,345, so the area is 16.7% overvalued.
Is Loudon County, TN a buyer's or seller's market?
Loudon County, TN is a balanced market: homes take about 62 days to sell, listings are down 5% from a year ago, 24% of listings have had a price cut.
Are home prices going down in Loudon County, TN?
Home values in Loudon County, TN are up 1.4% over the last year. Zillow's forecast for the next 12 months is +2.1%.
How much do you need to earn to buy a home in Loudon County, TN?
A household needs about $97,451 a year to afford the typical home in Loudon County, TN at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $84,882.