Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$206,810+3.1% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 28% have cut their price
Income needed to buy, per year$44,832About 0.9× the local median income ($49,568): affordable for a typical household
Days on market89 daysAbout the same pace as a year ago
The typical home in Grundy County, TN is worth $206,810, up 3.1% from a year ago. That is well above what local incomes have historically supported: fair value is about $181,873, so the area is 13.7% overvalued. It is a buyer's market: homes take about 89 days to sell, listings are up 11% from a year ago, 28% of listings have had a price cut. A household needs about $44,832 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $49,568. In the latest IRS figures, 188 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$206,810
Change in 1 year
+3.1%
Overvalued %
+13.7%
Show 6 more
Fair home value
$181,873
Change in 5 years
+23.4%
Home value to income
4.2×
Monthly mortgage payment (20% down)
$1,121
Income needed to afford it
$44,832
Property tax rate
0.38%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$995
Market activity
Listings vs a year ago
+11.0%
Days on market
89
Listings with a price cut
28.0%
Show 3 more
Homes for sale
81
Pending sales per 100 listings
21
Asking price per sq ft
$253
People and jobs
Median household income
$49,568
Population change (1 year)
−0.0%
Unemployment rate
9.0%
Show 4 more
Population
14,116
Income adjusted for cost of living
$58,384
Net moves in (IRS)
+188
Cost of living (US = 100)
84.9
Schools, risk and environment
School rating (1 to 10)
4.9
FEMA hazard risk score (0 to 100)
34.3
Flood risk score
29.4
Show 3 more
Wildfire risk score
56.1
Walkability (1 to 20)
4.7
Road, rail and air noise
54 dB
Questions people ask
Is Grundy County, TN overvalued?
Home prices in Grundy County, TN are well above what local incomes have historically supported: fair value is about $181,873, so the area is 13.7% overvalued.
Is Grundy County, TN a buyer's or seller's market?
Grundy County, TN is a buyer's market: homes take about 89 days to sell, listings are up 11% from a year ago, 28% of listings have had a price cut.
Are home prices going down in Grundy County, TN?
Home values in Grundy County, TN are up 3.1% over the last year.
How much do you need to earn to buy a home in Grundy County, TN?
A household needs about $44,832 a year to afford the typical home in Grundy County, TN at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $49,568.