Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$197,401+4.8% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 15% have cut their price
Income needed to buy, per year$42,792About 0.7× the local median income ($64,972): affordable for a typical household
Days on market42 daysFaster than a year ago: sellers have the edge
The typical home in Mifflin County, PA is worth $197,401, up 4.8% from a year ago. That is well above what local incomes have historically supported: fair value is about $172,192, so the area is 14.6% overvalued. It is a balanced market: homes take about 42 days to sell, listings are up 30% from a year ago, 15% of listings have had a price cut. A household needs about $42,792 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,972. Typical rent is $800 a month. In the latest IRS figures, 73 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$197,401
Change in 1 year
+4.8%
Overvalued %
+14.6%
Show 6 more
Fair home value
$172,192
Change in 5 years
+39.3%
Home value to income
3.0×
Monthly mortgage payment (20% down)
$1,070
Income needed to afford it
$42,792
Property tax rate
1.45%
Rent and investing
Typical rent
$800
Price-to-rent ratio
20.6×
HUD Fair Market Rent, 2 bedrooms
$1,014
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Gross rental yield
4.86%
Cap rate (estimate)
3.16%
Market activity
Listings vs a year ago
+29.9%
Days on market
42
Listings with a price cut
14.7%
Show 3 more
Homes for sale
87
Pending sales per 100 listings
40
Asking price per sq ft
$130
People and jobs
Median household income
$64,972
Population change (1 year)
+0.2%
Unemployment rate
2.7%
Show 4 more
Population
46,127
Income adjusted for cost of living
$71,951
Net moves in (IRS)
+73
Cost of living (US = 100)
90.3
Schools, risk and environment
School rating (1 to 10)
4.1
FEMA hazard risk score (0 to 100)
69.3
Flood risk score
83.6
Show 3 more
Wildfire risk score
26.6
Walkability (1 to 20)
6.7
Road, rail and air noise
53 dB
Questions people ask
Is Mifflin County, PA overvalued?
Home prices in Mifflin County, PA are well above what local incomes have historically supported: fair value is about $172,192, so the area is 14.6% overvalued.
Is Mifflin County, PA a buyer's or seller's market?
Mifflin County, PA is a balanced market: homes take about 42 days to sell, listings are up 30% from a year ago, 15% of listings have had a price cut.
Are home prices going down in Mifflin County, PA?
Home values in Mifflin County, PA are up 4.8% over the last year.
How much do you need to earn to buy a home in Mifflin County, PA?
A household needs about $42,792 a year to afford the typical home in Mifflin County, PA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,972.