Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$199,574+4.2% YoY · prices are rising fast
Market right nowSeller's marketMore homes for sale than last year, 14% have cut their price
Income needed to buy, per year$43,263About 0.7× the local median income ($62,009): affordable for a typical household
Days on market50 daysFaster than a year ago: sellers have the edge
The typical home in Bradford County, PA is worth $199,574, up 4.2% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $185,056, so the area is 7.8% overvalued. It is a seller's market: homes take about 50 days to sell, listings are up 7% from a year ago, 14% of listings have had a price cut. A household needs about $43,263 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,009. Typical rent is $1,058 a month. In the latest IRS figures, 0 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$199,574
Change in 1 year
+4.2%
Overvalued %
+7.8%
Show 6 more
Fair home value
$185,056
Change in 5 years
+29.4%
Home value to income
3.2×
Monthly mortgage payment (20% down)
$1,082
Income needed to afford it
$43,263
Property tax rate
1.09%
Rent and investing
Typical rent
$1,058
Price-to-rent ratio
15.7×
HUD Fair Market Rent, 2 bedrooms
$1,100
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Gross rental yield
6.36%
Cap rate (estimate)
4.13%
Market activity
Listings vs a year ago
+6.7%
Days on market
50
Listings with a price cut
13.6%
Show 3 more
Homes for sale
96
Pending sales per 100 listings
71
Asking price per sq ft
$119
People and jobs
Median household income
$62,009
Population change (1 year)
+0.0%
Unemployment rate
6.3%
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Population
59,600
Income adjusted for cost of living
$68,670
Net moves in (IRS)
0
Cost of living (US = 100)
90.3
Schools, risk and environment
School rating (1 to 10)
5.4
FEMA hazard risk score (0 to 100)
73.1
Unhealthy air days a year
2
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Flood risk score
86.1
Wildfire risk score
21.7
Walkability (1 to 20)
6.3
Road, rail and air noise
54 dB
Questions people ask
Is Bradford County, PA overvalued?
Home prices in Bradford County, PA are slightly above what local incomes have historically supported: fair value is about $185,056, so the area is 7.8% overvalued.
Is Bradford County, PA a buyer's or seller's market?
Bradford County, PA is a seller's market: homes take about 50 days to sell, listings are up 7% from a year ago, 14% of listings have had a price cut.
Are home prices going down in Bradford County, PA?
Home values in Bradford County, PA are up 4.2% over the last year.
How much do you need to earn to buy a home in Bradford County, PA?
A household needs about $43,263 a year to afford the typical home in Bradford County, PA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,009.