Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$218,488+1.9% YoY · prices are rising
Market right nowBalanced marketMore homes for sale than last year, 11% have cut their price
Income needed to buy, per year$47,364About 0.7× the local median income ($63,734): affordable for a typical household
Days on market64 daysFaster than a year ago: sellers have the edge
The typical home in Tioga County, PA is worth $218,488, up 1.9% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $213,091, so the area is 2.5% overvalued. It is a balanced market: homes take about 64 days to sell, listings are up 13% from a year ago, 11% of listings have had a price cut. A household needs about $47,364 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,734. Typical rent is $1,200 a month. In the latest IRS figures, 61 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$218,488
Change in 1 year
+1.9%
Overvalued %
+2.5%
Show 6 more
Fair home value
$213,091
Change in 5 years
+25.4%
Home value to income
3.4×
Monthly mortgage payment (20% down)
$1,184
Income needed to afford it
$47,364
Property tax rate
1.15%
Rent and investing
Typical rent
$1,200
Price-to-rent ratio
15.2×
HUD Fair Market Rent, 2 bedrooms
$1,045
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Gross rental yield
6.59%
Cap rate (estimate)
4.28%
Market activity
Listings vs a year ago
+13.0%
Days on market
64
Listings with a price cut
10.8%
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Homes for sale
104
Pending sales per 100 listings
54
Asking price per sq ft
$131
People and jobs
Median household income
$63,734
Population change (1 year)
−0.2%
Unemployment rate
4.5%
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Population
40,502
Income adjusted for cost of living
$70,580
Net moves in (IRS)
−61
Cost of living (US = 100)
90.3
Schools, risk and environment
School rating (1 to 10)
5.3
FEMA hazard risk score (0 to 100)
59.8
Unhealthy air days a year
2
Show 4 more
Flood risk score
78.9
Wildfire risk score
20.8
Walkability (1 to 20)
6.1
Road, rail and air noise
55 dB
Questions people ask
Is Tioga County, PA overvalued?
Home prices in Tioga County, PA are slightly above what local incomes have historically supported: fair value is about $213,091, so the area is 2.5% overvalued.
Is Tioga County, PA a buyer's or seller's market?
Tioga County, PA is a balanced market: homes take about 64 days to sell, listings are up 13% from a year ago, 11% of listings have had a price cut.
Are home prices going down in Tioga County, PA?
Home values in Tioga County, PA are up 1.9% over the last year.
How much do you need to earn to buy a home in Tioga County, PA?
A household needs about $47,364 a year to afford the typical home in Tioga County, PA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,734.