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Pottawatomie County, OK housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$192,696+3.6% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 22% have cut their price
Income needed to buy, per year$41,772About 0.7× the local median income ($61,709): affordable for a typical household
Days on market67 daysSlower than a year ago: buyers have time to negotiate

The typical home in Pottawatomie County, OK is worth $192,696, up 3.6% from a year ago. That is well above what local incomes have historically supported: fair value is about $158,872, so the area is 21.3% overvalued. It is a balanced market, leaning toward buyers: homes take about 67 days to sell, listings are up 3% from a year ago, 22% of listings have had a price cut. A household needs about $41,772 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,709. Typical rent is $1,080 a month. In the latest IRS figures, 587 more people moved in than out.

Home value over time

$0K$50K$100K$150K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$192,696
Change in 1 year+3.6%
Overvalued %+21.3%
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Fair home value$158,872
Change in 5 years+31.4%
Home value to income3.1×
Monthly mortgage payment (20% down)$1,044
Income needed to afford it$41,772
Property tax rate0.66%

Rent and investing

Typical rent$1,080
Price-to-rent ratio14.9×
HUD Fair Market Rent, 2 bedrooms$949
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Gross rental yield6.73%
Cap rate (estimate)4.37%

Market activity

Listings vs a year ago+2.9%
Days on market67
Listings with a price cut22.2%
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Homes for sale316
Pending sales per 100 listings33
Asking price per sq ft$143

People and jobs

Median household income$61,709
Population change (1 year)+0.8%
Unemployment rate5.3%
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Population75,102
Income adjusted for cost of living$73,815
Net moves in (IRS)+587
Cost of living (US = 100)83.6

Schools, risk and environment

School rating (1 to 10)5.5
FEMA hazard risk score (0 to 100)82.3
Flood risk score67.4
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Wildfire risk score92.2
Walkability (1 to 20)6.6
Road, rail and air noise54 dB

Questions people ask

Is Pottawatomie County, OK overvalued?
Home prices in Pottawatomie County, OK are well above what local incomes have historically supported: fair value is about $158,872, so the area is 21.3% overvalued.
Is Pottawatomie County, OK a buyer's or seller's market?
Pottawatomie County, OK is a balanced market, leaning toward buyers: homes take about 67 days to sell, listings are up 3% from a year ago, 22% of listings have had a price cut.
Are home prices going down in Pottawatomie County, OK?
Home values in Pottawatomie County, OK are up 3.6% over the last year.
How much do you need to earn to buy a home in Pottawatomie County, OK?
A household needs about $41,772 a year to afford the typical home in Pottawatomie County, OK at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,709.

Nearby and similar counties

ZIP codes in Pottawatomie County (open on the map)

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