Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$192,296+3.9% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 23% have cut their price
Income needed to buy, per year$41,686About 0.8× the local median income ($55,309): affordable for a typical household
Days on market78 daysSlower than a year ago: buyers have time to negotiate
The typical home in Craig County, OK is worth $192,296, up 3.9% from a year ago. That is well above what local incomes have historically supported: fair value is about $153,283, so the area is 25.5% overvalued. It is a buyer's market: homes take about 78 days to sell, listings are up 3% from a year ago, 23% of listings have had a price cut. A household needs about $41,686 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $55,309. In the latest IRS figures, 126 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$192,296
Change in 1 year
+3.9%
Overvalued %
+25.5%
Show 6 more
Fair home value
$153,283
Change in 5 years
+38.5%
Home value to income
3.5×
Monthly mortgage payment (20% down)
$1,042
Income needed to afford it
$41,686
Property tax rate
0.55%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$940
Market activity
Listings vs a year ago
+3.1%
Days on market
78
Listings with a price cut
22.7%
Show 3 more
Homes for sale
66
Pending sales per 100 listings
23
Asking price per sq ft
$124
People and jobs
Median household income
$55,309
Population change (1 year)
+0.3%
Unemployment rate
5.1%
Show 4 more
Population
14,518
Income adjusted for cost of living
$66,159
Net moves in (IRS)
+126
Cost of living (US = 100)
83.6
Schools, risk and environment
School rating (1 to 10)
5.9
FEMA hazard risk score (0 to 100)
55.5
Flood risk score
55.1
Show 3 more
Wildfire risk score
60.4
Walkability (1 to 20)
6.1
Road, rail and air noise
52 dB
Questions people ask
Is Craig County, OK overvalued?
Home prices in Craig County, OK are well above what local incomes have historically supported: fair value is about $153,283, so the area is 25.5% overvalued.
Is Craig County, OK a buyer's or seller's market?
Craig County, OK is a buyer's market: homes take about 78 days to sell, listings are up 3% from a year ago, 23% of listings have had a price cut.
Are home prices going down in Craig County, OK?
Home values in Craig County, OK are up 3.9% over the last year.
How much do you need to earn to buy a home in Craig County, OK?
A household needs about $41,686 a year to afford the typical home in Craig County, OK at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $55,309.