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Greene County, NY housing market

Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$368,122+3.7% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 12% have cut their price
Income needed to buy, per year$79,801About 1.0× the local median income ($79,124): a stretch for a typical household
Days on market94 daysFaster than a year ago: sellers have the edge

The typical home in Greene County, NY is worth $368,122, up 3.7% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $335,001, so the area is 9.9% overvalued. It is a balanced market: homes take about 94 days to sell, listings are up 5% from a year ago, 12% of listings have had a price cut. A household needs about $79,801 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $79,124. Typical rent is $1,528 a month. In the latest IRS figures, 2 more people moved out than in.

Home value over time

$0K$100K$200K$300K1990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$368,122
Change in 1 year+3.7%
Overvalued %+9.9%
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Fair home value$335,001
Change in 5 years+26.6%
Home value to income4.7×
Monthly mortgage payment (20% down)$1,995
Income needed to afford it$79,801
Property tax rate1.49%

Rent and investing

Typical rent$1,528
Price-to-rent ratio20.1×
HUD Fair Market Rent, 2 bedrooms$1,354
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Gross rental yield4.98%
Cap rate (estimate)3.24%

Market activity

Listings vs a year ago+4.9%
Days on market94
Listings with a price cut11.9%
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Homes for sale490
Pending sales per 100 listings30
Asking price per sq ft$274

People and jobs

Median household income$79,124
Population change (1 year)−0.2%
Unemployment rate3.9%
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Population47,238
Income adjusted for cost of living$86,380
Net moves in (IRS)−2
Cost of living (US = 100)91.6

Schools, risk and environment

School rating (1 to 10)4.3
FEMA hazard risk score (0 to 100)68.3
Flood risk score81.8
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Wildfire risk score18.9
Walkability (1 to 20)5.5
Road, rail and air noise53 dB

Questions people ask

Is Greene County, NY overvalued?
Home prices in Greene County, NY are slightly above what local incomes have historically supported: fair value is about $335,001, so the area is 9.9% overvalued.
Is Greene County, NY a buyer's or seller's market?
Greene County, NY is a balanced market: homes take about 94 days to sell, listings are up 5% from a year ago, 12% of listings have had a price cut.
Are home prices going down in Greene County, NY?
Home values in Greene County, NY are up 3.7% over the last year.
How much do you need to earn to buy a home in Greene County, NY?
A household needs about $79,801 a year to afford the typical home in Greene County, NY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $79,124.

Nearby and similar counties

ZIP codes in Greene County (open on the map)

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