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Ward County, ND housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$281,678+3.3% YoY · prices are rising fast
Market right nowBalanced, leaning sellersMore homes for sale than last year, 18% have cut their price
Income needed to buy, per year$61,062About 0.8× the local median income ($73,522): affordable for a typical household
Days on market49 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+1.3%Zillow expects prices to rise slightly

The typical home in Ward County, ND is worth $281,678, up 3.3% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $289,169, so the area is 2.6% undervalued. It is a balanced market, leaning toward sellers: homes take about 49 days to sell, listings are up 2% from a year ago, 18% of listings have had a price cut. Zillow expects prices to rise about 1.3% over the next year. A household needs about $61,062 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $73,522. Typical rent is $1,254 a month, or $1,824 for a house. In the latest IRS figures, 628 more people moved out than in.

Home value over time

$0K$100K$200K$300K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$281,678
Change in 1 year+3.3%
Overvalued %−2.6%
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Fair home value$289,169
Change in 5 years+26.9%
Zillow forecast, next 12 months+1.3%
Home value to income3.8×
Monthly mortgage payment (20% down)$1,527
Income needed to afford it$61,062
Property tax rate1.07%

Rent and investing

Typical rent$1,254
Typical rent for houses$1,824
Price-to-rent ratio18.7×
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HUD Fair Market Rent, 2 bedrooms$1,049
Gross rental yield5.34%
Cap rate (estimate)3.47%

Market activity

Listings vs a year ago+1.7%
Days on market49
Listings with a price cut18.0%
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Homes for sale179
Pending sales per 100 listings50
Asking price per sq ft$150

People and jobs

Median household income$73,522
Population change (1 year)+0.1%
Unemployment rate3.6%
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Population68,233
Income adjusted for cost of living$84,508
Net moves in (IRS)−628
Cost of living (US = 100)87.0

Schools, risk and environment

School rating (1 to 10)5.7
FEMA hazard risk score (0 to 100)64.8
Unhealthy air days a year12
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Flood risk score41.9
Wildfire risk score79.4
Walkability (1 to 20)8.0
Road, rail and air noise51 dB

Questions people ask

Is Ward County, ND overvalued?
Home prices in Ward County, ND are slightly below what local incomes have historically supported: fair value is about $289,169, so the area is 2.6% undervalued.
Is Ward County, ND a buyer's or seller's market?
Ward County, ND is a balanced market, leaning toward sellers: homes take about 49 days to sell, listings are up 2% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Ward County, ND?
Home values in Ward County, ND are up 3.3% over the last year. Zillow's forecast for the next 12 months is +1.3%.
How much do you need to earn to buy a home in Ward County, ND?
A household needs about $61,062 a year to afford the typical home in Ward County, ND at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $73,522.

Nearby and similar counties

ZIP codes in Ward County (open on the map)

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