Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$160,662+6.0% YoY · prices are rising fast
Market right nowBalanced marketFewer homes for sale than last year, 31% have cut their price
Income needed to buy, per year$34,828About 0.5× the local median income ($77,267): affordable for a typical household
Days on market68 daysAbout the same pace as a year ago
Next 12 months+1.3%Zillow expects prices to rise slightly
The typical home in McHenry County, ND is worth $160,662, up 6.0% from a year ago. That is well below what local incomes have historically supported: fair value is about $296,851, so the area is 45.9% undervalued. It is a balanced market: homes take about 68 days to sell, listings are down 38% from a year ago, 31% of listings have had a price cut. Zillow expects prices to rise about 1.3% over the next year. A household needs about $34,828 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $77,267. In the latest IRS figures, 52 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$160,662
Change in 1 year
+6.0%
Overvalued %
−45.9%
Show 7 more
Fair home value
$296,851
Change in 5 years
−18.5%
Zillow forecast, next 12 months
+1.3%
Home value to income
2.1×
Monthly mortgage payment (20% down)
$871
Income needed to afford it
$34,828
Property tax rate
0.66%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
−37.5%
Days on market
68
Listings with a price cut
30.8%
Show 3 more
Homes for sale
10
Pending sales per 100 listings
10
Asking price per sq ft
$61
People and jobs
Median household income
$77,267
Population change (1 year)
−0.4%
Unemployment rate
4.1%
Show 4 more
Population
5,130
Income adjusted for cost of living
$88,813
Net moves in (IRS)
−52
Cost of living (US = 100)
87.0
Schools, risk and environment
School rating (1 to 10)
5.9
FEMA hazard risk score (0 to 100)
11.7
Flood risk score
8.1
Show 3 more
Wildfire risk score
87.4
Walkability (1 to 20)
5.2
Road, rail and air noise
52 dB
Questions people ask
Is McHenry County, ND overvalued?
Home prices in McHenry County, ND are well below what local incomes have historically supported: fair value is about $296,851, so the area is 45.9% undervalued.
Is McHenry County, ND a buyer's or seller's market?
McHenry County, ND is a balanced market: homes take about 68 days to sell, listings are down 38% from a year ago, 31% of listings have had a price cut.
Are home prices going down in McHenry County, ND?
Home values in McHenry County, ND are up 6.0% over the last year. Zillow's forecast for the next 12 months is +1.3%.
How much do you need to earn to buy a home in McHenry County, ND?
A household needs about $34,828 a year to afford the typical home in McHenry County, ND at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $77,267.