Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$170,109+13.1% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 15% have cut their price
Income needed to buy, per year$36,876About 0.5× the local median income ($81,012): affordable for a typical household
Days on market71 daysFaster than a year ago: sellers have the edge
The typical home in Cavalier County, ND is worth $170,109, up 13.1% from a year ago. That is well below what local incomes have historically supported: fair value is about $188,971, so the area is 10.0% undervalued. It is a balanced market, leaning toward buyers: homes take about 71 days to sell, listings are up 400% from a year ago, 15% of listings have had a price cut. A household needs about $36,876 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $81,012. In the latest IRS figures, 71 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$170,109
Change in 1 year
+13.1%
Overvalued %
−10.0%
Show 6 more
Fair home value
$188,971
Change in 5 years
+17.8%
Home value to income
2.1×
Monthly mortgage payment (20% down)
$922
Income needed to afford it
$36,876
Property tax rate
1.34%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
+400.0%
Days on market
71
Listings with a price cut
14.8%
Show 3 more
Homes for sale
15
Pending sales per 100 listings
7
Asking price per sq ft
$81
People and jobs
Median household income
$81,012
Population change (1 year)
−1.4%
Unemployment rate
1.0%
Show 4 more
Population
3,497
Income adjusted for cost of living
$92,797
Net moves in (IRS)
−71
Cost of living (US = 100)
87.3
Schools, risk and environment
School rating (1 to 10)
5.0
FEMA hazard risk score (0 to 100)
11.8
Flood risk score
6.8
Show 3 more
Wildfire risk score
52.8
Walkability (1 to 20)
6.1
Road, rail and air noise
54 dB
Questions people ask
Is Cavalier County, ND overvalued?
Home prices in Cavalier County, ND are well below what local incomes have historically supported: fair value is about $188,971, so the area is 10.0% undervalued.
Is Cavalier County, ND a buyer's or seller's market?
Cavalier County, ND is a balanced market, leaning toward buyers: homes take about 71 days to sell, listings are up 400% from a year ago, 15% of listings have had a price cut.
Are home prices going down in Cavalier County, ND?
Home values in Cavalier County, ND are up 13.1% over the last year.
How much do you need to earn to buy a home in Cavalier County, ND?
A household needs about $36,876 a year to afford the typical home in Cavalier County, ND at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $81,012.