Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$256,771+6.5% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 0% have cut their price
Income needed to buy, per year$55,663About 0.7× the local median income ($84,193): affordable for a typical household
Days on market65 daysAbout the same pace as a year ago
Next 12 months+4.0%Zillow expects prices to rise slightly
The typical home in Oliver County, ND is worth $256,771, up 6.5% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $282,004, so the area is 8.9% undervalued. It is a seller's market: homes take about 65 days to sell, listings are down 71% from a year ago, 0% of listings have had a price cut. Zillow expects prices to rise about 4.0% over the next year. A household needs about $55,663 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $84,193. In the latest IRS figures, 22 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$256,771
Change in 1 year
+6.5%
Overvalued %
−8.9%
Show 7 more
Fair home value
$282,004
Change in 5 years
−6.1%
Zillow forecast, next 12 months
+4.0%
Home value to income
3.0×
Monthly mortgage payment (20% down)
$1,392
Income needed to afford it
$55,663
Property tax rate
0.62%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,067
Market activity
Listings vs a year ago
−71.4%
Days on market
65
Listings with a price cut
0.0%
Show 3 more
Homes for sale
2
Pending sales per 100 listings
50
Asking price per sq ft
$115
People and jobs
Median household income
$84,193
Population change (1 year)
+0.7%
Unemployment rate
1.0%
Show 4 more
Population
1,898
Income adjusted for cost of living
$92,520
Net moves in (IRS)
+22
Cost of living (US = 100)
91.0
Schools, risk and environment
School rating (1 to 10)
4.7
FEMA hazard risk score (0 to 100)
1.7
Unhealthy air days a year
11
Show 4 more
Flood risk score
6.5
Wildfire risk score
44.5
Walkability (1 to 20)
4.6
Road, rail and air noise
53 dB
Questions people ask
Is Oliver County, ND overvalued?
Home prices in Oliver County, ND are slightly below what local incomes have historically supported: fair value is about $282,004, so the area is 8.9% undervalued.
Is Oliver County, ND a buyer's or seller's market?
Oliver County, ND is a seller's market: homes take about 65 days to sell, listings are down 71% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Oliver County, ND?
Home values in Oliver County, ND are up 6.5% over the last year. Zillow's forecast for the next 12 months is +4.0%.
How much do you need to earn to buy a home in Oliver County, ND?
A household needs about $55,663 a year to afford the typical home in Oliver County, ND at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $84,193.