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Stark County, ND housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$323,057+3.9% YoY · prices are rising fast
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 14% have cut their price
Income needed to buy, per year$70,032About 0.8× the local median income ($88,681): affordable for a typical household
Days on market72 daysSlower than a year ago: buyers have time to negotiate

The typical home in Stark County, ND is worth $323,057, up 3.9% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $327,983, so the area is 1.5% undervalued. It is a balanced market, leaning toward sellers: homes take about 72 days to sell, listings are down 9% from a year ago, 14% of listings have had a price cut. A household needs about $70,032 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $88,681. Typical rent is $1,232 a month. In the latest IRS figures, 70 more people moved in than out.

Home value over time

$0K$100K$200K$300K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$323,057
Change in 1 year+3.9%
Overvalued %−1.5%
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Fair home value$327,983
Change in 5 years+26.2%
Home value to income3.6×
Monthly mortgage payment (20% down)$1,751
Income needed to afford it$70,032
Property tax rate0.89%

Rent and investing

Typical rent$1,232
Price-to-rent ratio21.9×
HUD Fair Market Rent, 2 bedrooms$1,231
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Gross rental yield4.58%
Cap rate (estimate)2.97%

Market activity

Listings vs a year ago−9.3%
Days on market72
Listings with a price cut14.2%
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Homes for sale107
Pending sales per 100 listings38
Asking price per sq ft$157

People and jobs

Median household income$88,681
Population change (1 year)+0.9%
Unemployment rate3.0%
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Population34,013
Income adjusted for cost of living$101,582
Net moves in (IRS)+70
Cost of living (US = 100)87.3

Schools, risk and environment

School rating (1 to 10)5.3
FEMA hazard risk score (0 to 100)37.3
Flood risk score22.3
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Wildfire risk score54.8
Walkability (1 to 20)7.7
Road, rail and air noise52 dB

Questions people ask

Is Stark County, ND overvalued?
Home prices in Stark County, ND are slightly below what local incomes have historically supported: fair value is about $327,983, so the area is 1.5% undervalued.
Is Stark County, ND a buyer's or seller's market?
Stark County, ND is a balanced market, leaning toward sellers: homes take about 72 days to sell, listings are down 9% from a year ago, 14% of listings have had a price cut.
Are home prices going down in Stark County, ND?
Home values in Stark County, ND are up 3.9% over the last year.
How much do you need to earn to buy a home in Stark County, ND?
A household needs about $70,032 a year to afford the typical home in Stark County, ND at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $88,681.

Nearby and similar counties

ZIP codes in Stark County (open on the map)

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