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Bertie County, NC housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$66,735+6.1% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 13% have cut their price
Income needed to buy, per year$14,467About 0.3× the local median income ($47,587): affordable for a typical household
Days on market68 daysFaster than a year ago: sellers have the edge

The typical home in Bertie County, NC is worth $66,735, up 6.1% from a year ago. That is well below what local incomes have historically supported: fair value is about $87,650, so the area is 23.9% undervalued. It is a balanced market: homes take about 68 days to sell, listings are up 22% from a year ago, 13% of listings have had a price cut. A household needs about $14,467 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $47,587. In the latest IRS figures, 7 more people moved in than out.

Home value over time

$0K$10K$20K$30K$40K$50K$60K$70K$80K$90K20002005201020152020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$66,735
Change in 1 year+6.1%
Overvalued %−23.9%
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Fair home value$87,650
Change in 5 years−5.5%
Home value to income1.4×
Monthly mortgage payment (20% down)$362
Income needed to afford it$14,467
Property tax rate0.79%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,081

Market activity

Listings vs a year ago+22.2%
Days on market68
Listings with a price cut13.1%
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Homes for sale33
Pending sales per 100 listings27
Asking price per sq ft$114

People and jobs

Median household income$47,587
Population change (1 year)−0.6%
Unemployment rate5.1%
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Population17,086
Income adjusted for cost of living$53,831
Net moves in (IRS)+7
Cost of living (US = 100)88.4

Schools, risk and environment

School rating (1 to 10)2.7
FEMA hazard risk score (0 to 100)66.4
Flood risk score46.4
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Wildfire risk score36.1
Walkability (1 to 20)4.1
Road, rail and air noise55 dB

Questions people ask

Is Bertie County, NC overvalued?
Home prices in Bertie County, NC are well below what local incomes have historically supported: fair value is about $87,650, so the area is 23.9% undervalued.
Is Bertie County, NC a buyer's or seller's market?
Bertie County, NC is a balanced market: homes take about 68 days to sell, listings are up 22% from a year ago, 13% of listings have had a price cut.
Are home prices going down in Bertie County, NC?
Home values in Bertie County, NC are up 6.1% over the last year.
How much do you need to earn to buy a home in Bertie County, NC?
A household needs about $14,467 a year to afford the typical home in Bertie County, NC at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $47,587.

Nearby and similar counties

ZIP codes in Bertie County (open on the map)

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