Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$107,797+6.4% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 11% have cut their price
Income needed to buy, per year$23,368About 0.4× the local median income ($51,986): affordable for a typical household
Days on market86 daysSlower than a year ago: buyers have time to negotiate
The typical home in Northampton County, NC is worth $107,797, up 6.4% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $107,174, so the area is 0.6% overvalued. It is a balanced market: homes take about 86 days to sell, listings are up 10% from a year ago, 11% of listings have had a price cut. A household needs about $23,368 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $51,986. In the latest IRS figures, 72 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$107,797
Change in 1 year
+6.4%
Overvalued %
+0.6%
Show 6 more
Fair home value
$107,174
Change in 5 years
+10.3%
Home value to income
2.1×
Monthly mortgage payment (20% down)
$584
Income needed to afford it
$23,368
Property tax rate
1.08%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,012
Market activity
Listings vs a year ago
+9.8%
Days on market
86
Listings with a price cut
11.4%
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Homes for sale
45
Pending sales per 100 listings
18
Asking price per sq ft
$173
People and jobs
Median household income
$51,986
Population change (1 year)
−0.2%
Unemployment rate
8.1%
Show 4 more
Population
16,491
Income adjusted for cost of living
$58,808
Net moves in (IRS)
+72
Cost of living (US = 100)
88.4
Schools, risk and environment
School rating (1 to 10)
2.0
FEMA hazard risk score (0 to 100)
44.2
Unhealthy air days a year
0
Show 4 more
Flood risk score
44.7
Wildfire risk score
24.9
Walkability (1 to 20)
3.9
Road, rail and air noise
54 dB
Questions people ask
Is Northampton County, NC overvalued?
Home prices in Northampton County, NC are slightly above what local incomes have historically supported: fair value is about $107,174, so the area is 0.6% overvalued.
Is Northampton County, NC a buyer's or seller's market?
Northampton County, NC is a balanced market: homes take about 86 days to sell, listings are up 10% from a year ago, 11% of listings have had a price cut.
Are home prices going down in Northampton County, NC?
Home values in Northampton County, NC are up 6.4% over the last year.
How much do you need to earn to buy a home in Northampton County, NC?
A household needs about $23,368 a year to afford the typical home in Northampton County, NC at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $51,986.