Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$128,738+1.8% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 13% have cut their price
Income needed to buy, per year$27,908About 0.6× the local median income ($50,515): affordable for a typical household
Days on market84 daysSlower than a year ago: buyers have time to negotiate
The typical home in Richmond County, NC is worth $128,738, up 1.8% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $128,436, so the area is 0.2% overvalued. It is a balanced market, leaning toward buyers: homes take about 84 days to sell, listings are up 23% from a year ago, 13% of listings have had a price cut. A household needs about $27,908 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $50,515. In the latest IRS figures, 63 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$128,738
Change in 1 year
+1.8%
Overvalued %
+0.2%
Show 6 more
Fair home value
$128,436
Change in 5 years
+20.7%
Home value to income
2.5×
Monthly mortgage payment (20% down)
$698
Income needed to afford it
$27,908
Property tax rate
0.89%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,012
Market activity
Listings vs a year ago
+22.8%
Days on market
84
Listings with a price cut
12.7%
Show 3 more
Homes for sale
113
Pending sales per 100 listings
28
Asking price per sq ft
$140
People and jobs
Median household income
$50,515
Population change (1 year)
−0.2%
Unemployment rate
9.8%
Show 4 more
Population
42,041
Income adjusted for cost of living
$57,144
Net moves in (IRS)
+63
Cost of living (US = 100)
88.4
Schools, risk and environment
School rating (1 to 10)
5.6
FEMA hazard risk score (0 to 100)
60.8
Flood risk score
57.6
Show 3 more
Wildfire risk score
79.9
Walkability (1 to 20)
5.8
Road, rail and air noise
54 dB
Questions people ask
Is Richmond County, NC overvalued?
Home prices in Richmond County, NC are slightly above what local incomes have historically supported: fair value is about $128,436, so the area is 0.2% overvalued.
Is Richmond County, NC a buyer's or seller's market?
Richmond County, NC is a balanced market, leaning toward buyers: homes take about 84 days to sell, listings are up 23% from a year ago, 13% of listings have had a price cut.
Are home prices going down in Richmond County, NC?
Home values in Richmond County, NC are up 1.8% over the last year.
How much do you need to earn to buy a home in Richmond County, NC?
A household needs about $27,908 a year to afford the typical home in Richmond County, NC at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $50,515.