Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$113,703+4.1% YoY · prices are rising fast
Market right nowBalanced, leaning sellersMore homes for sale than last year, 13% have cut their price
Income needed to buy, per year$24,648About 0.5× the local median income ($48,051): affordable for a typical household
Days on market94 daysSlower than a year ago: buyers have time to negotiate
The typical home in Hertford County, NC is worth $113,703, up 4.1% from a year ago. That is well below what local incomes have historically supported: fair value is about $128,115, so the area is 11.2% undervalued. It is a balanced market, leaning toward sellers: homes take about 94 days to sell, listings are up 12% from a year ago, 13% of listings have had a price cut. A household needs about $24,648 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $48,051. In the latest IRS figures, 63 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$113,703
Change in 1 year
+4.1%
Overvalued %
−11.2%
Show 6 more
Fair home value
$128,115
Change in 5 years
+2.8%
Home value to income
2.4×
Monthly mortgage payment (20% down)
$616
Income needed to afford it
$24,648
Property tax rate
0.98%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,012
Market activity
Listings vs a year ago
+11.8%
Days on market
94
Listings with a price cut
13.3%
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Homes for sale
38
Pending sales per 100 listings
47
Asking price per sq ft
$116
People and jobs
Median household income
$48,051
Population change (1 year)
−0.4%
Unemployment rate
6.0%
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Population
19,015
Income adjusted for cost of living
$54,356
Net moves in (IRS)
−63
Cost of living (US = 100)
88.4
Schools, risk and environment
School rating (1 to 10)
1.7
FEMA hazard risk score (0 to 100)
68.2
Flood risk score
50.9
Show 3 more
Wildfire risk score
31.4
Walkability (1 to 20)
5.2
Road, rail and air noise
55 dB
Questions people ask
Is Hertford County, NC overvalued?
Home prices in Hertford County, NC are well below what local incomes have historically supported: fair value is about $128,115, so the area is 11.2% undervalued.
Is Hertford County, NC a buyer's or seller's market?
Hertford County, NC is a balanced market, leaning toward sellers: homes take about 94 days to sell, listings are up 12% from a year ago, 13% of listings have had a price cut.
Are home prices going down in Hertford County, NC?
Home values in Hertford County, NC are up 4.1% over the last year.
How much do you need to earn to buy a home in Hertford County, NC?
A household needs about $24,648 a year to afford the typical home in Hertford County, NC at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $48,051.