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Roosevelt County, MT housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$145,987+12.2% YoY · prices are rising fast
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 0% have cut their price
Income needed to buy, per year$31,647About 0.6× the local median income ($55,302): affordable for a typical household
Days on market124 daysSlower than a year ago: buyers have time to negotiate

The typical home in Roosevelt County, MT is worth $145,987, up 12.2% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $133,266, so the area is 9.5% overvalued. It is a balanced market, leaning toward sellers: homes take about 124 days to sell, listings are down 38% from a year ago, 0% of listings have had a price cut. A household needs about $31,647 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $55,302. In the latest IRS figures, 70 more people moved out than in.

Home value over time

$0K$25K$50K$75K$100K$125K2005201020152020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$145,987
Change in 1 year+12.2%
Overvalued %+9.5%
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Fair home value$133,266
Change in 5 years+29.1%
Home value to income2.6×
Monthly mortgage payment (20% down)$791
Income needed to afford it$31,647
Property tax rate1.28%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,203

Market activity

Listings vs a year ago−38.1%
Days on market124
Listings with a price cut0.0%
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Homes for sale13
Pending sales per 100 listings8
Asking price per sq ft$88

People and jobs

Median household income$55,302
Population change (1 year)+0.3%
Unemployment rate10.8%
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Population10,242
Income adjusted for cost of living$60,373
Net moves in (IRS)−70
Cost of living (US = 100)91.6

Schools, risk and environment

School rating (1 to 10)1.9
FEMA hazard risk score (0 to 100)54.5
Unhealthy air days a year4
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Flood risk score26.6
Wildfire risk score72.8
Walkability (1 to 20)6.6
Road, rail and air noise51 dB

Questions people ask

Is Roosevelt County, MT overvalued?
Home prices in Roosevelt County, MT are slightly above what local incomes have historically supported: fair value is about $133,266, so the area is 9.5% overvalued.
Is Roosevelt County, MT a buyer's or seller's market?
Roosevelt County, MT is a balanced market, leaning toward sellers: homes take about 124 days to sell, listings are down 38% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Roosevelt County, MT?
Home values in Roosevelt County, MT are up 12.2% over the last year.
How much do you need to earn to buy a home in Roosevelt County, MT?
A household needs about $31,647 a year to afford the typical home in Roosevelt County, MT at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $55,302.

Nearby and similar counties

ZIP codes in Roosevelt County (open on the map)

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