Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$126,753+2.9% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 0% have cut their price
Income needed to buy, per year$27,477About 0.4× the local median income ($62,469): affordable for a typical household
Days on market126 daysSlower than a year ago: buyers have time to negotiate
The typical home in Prairie County, MT is worth $126,753, up 2.9% from a year ago. That is well below what local incomes have historically supported: fair value is about $155,905, so the area is 18.7% undervalued. It is a buyer's market: homes take about 126 days to sell, listings are up 50% from a year ago, 0% of listings have had a price cut. A household needs about $27,477 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,469. In the latest IRS figures, 36 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$126,753
Change in 1 year
+2.9%
Overvalued %
−18.7%
Show 6 more
Fair home value
$155,905
Change in 5 years
+9.9%
Home value to income
2.0×
Monthly mortgage payment (20% down)
$687
Income needed to afford it
$27,477
Property tax rate
0.84%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,552
Market activity
Listings vs a year ago
+50.0%
Days on market
126
Listings with a price cut
0.0%
Show 3 more
Homes for sale
6
Pending sales per 100 listings
17
Asking price per sq ft
$101
People and jobs
Median household income
$62,469
Population change (1 year)
+0.4%
Unemployment rate
0.9%
Show 4 more
Population
1,112
Income adjusted for cost of living
$68,198
Net moves in (IRS)
+36
Cost of living (US = 100)
91.6
Schools, risk and environment
School rating (1 to 10)
3.9
FEMA hazard risk score (0 to 100)
4.2
Flood risk score
5.8
Show 3 more
Wildfire risk score
61.0
Walkability (1 to 20)
6.2
Road, rail and air noise
53 dB
Questions people ask
Is Prairie County, MT overvalued?
Home prices in Prairie County, MT are well below what local incomes have historically supported: fair value is about $155,905, so the area is 18.7% undervalued.
Is Prairie County, MT a buyer's or seller's market?
Prairie County, MT is a buyer's market: homes take about 126 days to sell, listings are up 50% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Prairie County, MT?
Home values in Prairie County, MT are up 2.9% over the last year.
How much do you need to earn to buy a home in Prairie County, MT?
A household needs about $27,477 a year to afford the typical home in Prairie County, MT at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,469.