Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$179,923+2.2% YoY · prices are rising
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 11% have cut their price
Income needed to buy, per year$39,003About 0.6× the local median income ($64,644): affordable for a typical household
Days on market102 daysSlower than a year ago: buyers have time to negotiate
The typical home in Toole County, MT is worth $179,923, up 2.2% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $178,693, so the area is 0.7% overvalued. It is a balanced market, leaning toward sellers: homes take about 102 days to sell, listings are down 10% from a year ago, 11% of listings have had a price cut. A household needs about $39,003 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,644. In the latest IRS figures, 74 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$179,923
Change in 1 year
+2.2%
Overvalued %
+0.7%
Show 6 more
Fair home value
$178,693
Change in 5 years
+41.9%
Home value to income
2.8×
Monthly mortgage payment (20% down)
$975
Income needed to afford it
$39,003
Property tax rate
0.87%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,233
Market activity
Listings vs a year ago
−10.0%
Days on market
102
Listings with a price cut
11.1%
Show 3 more
Homes for sale
27
Pending sales per 100 listings
26
Asking price per sq ft
$129
People and jobs
Median household income
$64,644
Population change (1 year)
+1.1%
Unemployment rate
4.9%
Show 4 more
Population
5,211
Income adjusted for cost of living
$70,572
Net moves in (IRS)
+74
Cost of living (US = 100)
91.6
Schools, risk and environment
School rating (1 to 10)
5.6
FEMA hazard risk score (0 to 100)
13.0
Flood risk score
17.8
Show 3 more
Wildfire risk score
47.9
Walkability (1 to 20)
6.5
Road, rail and air noise
52 dB
Questions people ask
Is Toole County, MT overvalued?
Home prices in Toole County, MT are slightly above what local incomes have historically supported: fair value is about $178,693, so the area is 0.7% overvalued.
Is Toole County, MT a buyer's or seller's market?
Toole County, MT is a balanced market, leaning toward sellers: homes take about 102 days to sell, listings are down 10% from a year ago, 11% of listings have had a price cut.
Are home prices going down in Toole County, MT?
Home values in Toole County, MT are up 2.2% over the last year.
How much do you need to earn to buy a home in Toole County, MT?
A household needs about $39,003 a year to afford the typical home in Toole County, MT at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,644.