Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$182,100+11.3% YoY · prices are rising fast
Market right nowBalanced marketFewer homes for sale than last year, 0% have cut their price
Income needed to buy, per year$39,476About 0.8× the local median income ($47,920): affordable for a typical household
Days on market40 daysSlower than a year ago: buyers have time to negotiate
The typical home in Wheatland County, MT is worth $182,100, up 11.3% from a year ago. That is well above what local incomes have historically supported: fair value is about $151,924, so the area is 19.9% overvalued. It is a balanced market: homes take about 40 days to sell, listings are down 0% from a year ago, 0% of listings have had a price cut. A household needs about $39,476 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $47,920. In the latest IRS figures, 22 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$182,100
Change in 1 year
+11.3%
Overvalued %
+19.9%
Show 6 more
Fair home value
$151,924
Change in 5 years
+37.0%
Home value to income
3.8×
Monthly mortgage payment (20% down)
$987
Income needed to afford it
$39,476
Property tax rate
0.56%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,119
Market activity
Listings vs a year ago
0.0%
Days on market
40
Listings with a price cut
0.0%
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Homes for sale
8
Pending sales per 100 listings
12
Asking price per sq ft
$187
People and jobs
Median household income
$47,920
Population change (1 year)
+2.0%
Unemployment rate
0.8%
Show 4 more
Population
2,100
Income adjusted for cost of living
$52,314
Net moves in (IRS)
−22
Cost of living (US = 100)
91.6
Schools, risk and environment
School rating (1 to 10)
6.5
FEMA hazard risk score (0 to 100)
3.5
Flood risk score
12.2
Show 3 more
Wildfire risk score
51.0
Walkability (1 to 20)
6.4
Road, rail and air noise
54 dB
Questions people ask
Is Wheatland County, MT overvalued?
Home prices in Wheatland County, MT are well above what local incomes have historically supported: fair value is about $151,924, so the area is 19.9% overvalued.
Is Wheatland County, MT a buyer's or seller's market?
Wheatland County, MT is a balanced market: homes take about 40 days to sell, listings are down 0% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Wheatland County, MT?
Home values in Wheatland County, MT are up 11.3% over the last year.
How much do you need to earn to buy a home in Wheatland County, MT?
A household needs about $39,476 a year to afford the typical home in Wheatland County, MT at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $47,920.