Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$383,362+1.4% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 19% have cut their price
Income needed to buy, per year$83,105About 0.9× the local median income ($89,501): affordable for a typical household
Days on market51 daysAbout the same pace as a year ago
Next 12 months+2.0%Zillow expects prices to rise slightly
The typical home in Cecil County, MD is worth $383,362, up 1.4% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $367,963, so the area is 4.2% overvalued. It is a balanced market, leaning toward buyers: homes take about 51 days to sell, listings are up 27% from a year ago, 19% of listings have had a price cut. Zillow expects prices to rise about 2.0% over the next year. A household needs about $83,105 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $89,501. Typical rent is $1,852 a month, or $2,230 for a house. In the latest IRS figures, 401 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$383,362
Change in 1 year
+1.4%
Overvalued %
+4.2%
Show 7 more
Fair home value
$367,963
Change in 5 years
+20.6%
Zillow forecast, next 12 months
+2.0%
Home value to income
4.3×
Monthly mortgage payment (20% down)
$2,078
Income needed to afford it
$83,105
Property tax rate
0.89%
Rent and investing
Typical rent
$1,852
Typical rent for houses
$2,230
Price-to-rent ratio
17.2×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,860
Gross rental yield
5.80%
Cap rate (estimate)
3.77%
Market activity
Listings vs a year ago
+26.7%
Days on market
51
Listings with a price cut
18.6%
Show 3 more
Homes for sale
266
Pending sales per 100 listings
39
Asking price per sq ft
$208
People and jobs
Median household income
$89,501
Population change (1 year)
+0.5%
Unemployment rate
5.5%
Show 4 more
Population
107,131
Income adjusted for cost of living
$87,233
Net moves in (IRS)
+401
Cost of living (US = 100)
102.6
Schools, risk and environment
School rating (1 to 10)
5.6
FEMA hazard risk score (0 to 100)
58.6
Unhealthy air days a year
2
Show 4 more
Flood risk score
60.8
Wildfire risk score
25.3
Walkability (1 to 20)
7.1
Road, rail and air noise
54 dB
Questions people ask
Is Cecil County, MD overvalued?
Home prices in Cecil County, MD are slightly above what local incomes have historically supported: fair value is about $367,963, so the area is 4.2% overvalued.
Is Cecil County, MD a buyer's or seller's market?
Cecil County, MD is a balanced market, leaning toward buyers: homes take about 51 days to sell, listings are up 27% from a year ago, 19% of listings have had a price cut.
Are home prices going down in Cecil County, MD?
Home values in Cecil County, MD are up 1.4% over the last year. Zillow's forecast for the next 12 months is +2.0%.
How much do you need to earn to buy a home in Cecil County, MD?
A household needs about $83,105 a year to afford the typical home in Cecil County, MD at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $89,501.