Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$480,115+1.0% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 21% have cut their price
Income needed to buy, per year$104,079About 0.9× the local median income ($121,798): affordable for a typical household
Days on market42 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+1.6%Zillow expects prices to rise slightly
The typical home in Calvert County, MD is worth $480,115, up 1.0% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $452,377, so the area is 6.1% overvalued. It is a buyer's market: homes take about 42 days to sell, listings are up 55% from a year ago, 21% of listings have had a price cut. Zillow expects prices to rise about 1.6% over the next year. A household needs about $104,079 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $121,798. Typical rent is $2,302 a month, or $2,809 for a house. In the latest IRS figures, 6 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$480,115
Change in 1 year
+1.0%
Overvalued %
+6.1%
Show 7 more
Fair home value
$452,377
Change in 5 years
+13.5%
Zillow forecast, next 12 months
+1.6%
Home value to income
3.9×
Monthly mortgage payment (20% down)
$2,602
Income needed to afford it
$104,079
Property tax rate
0.84%
Rent and investing
Typical rent
$2,302
Typical rent for houses
$2,809
Price-to-rent ratio
17.4×
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HUD Fair Market Rent, 2 bedrooms
$1,890
Gross rental yield
5.75%
Cap rate (estimate)
3.74%
Market activity
Listings vs a year ago
+55.0%
Days on market
42
Listings with a price cut
21.3%
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Homes for sale
358
Pending sales per 100 listings
32
Asking price per sq ft
$226
People and jobs
Median household income
$121,798
Population change (1 year)
−0.1%
Unemployment rate
2.7%
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Population
94,484
Income adjusted for cost of living
$120,831
Net moves in (IRS)
−6
Cost of living (US = 100)
100.8
Schools, risk and environment
School rating (1 to 10)
7.7
FEMA hazard risk score (0 to 100)
28.9
Unhealthy air days a year
0
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Flood risk score
59.4
Wildfire risk score
52.6
Walkability (1 to 20)
6.0
Road, rail and air noise
54 dB
Questions people ask
Is Calvert County, MD overvalued?
Home prices in Calvert County, MD are slightly above what local incomes have historically supported: fair value is about $452,377, so the area is 6.1% overvalued.
Is Calvert County, MD a buyer's or seller's market?
Calvert County, MD is a buyer's market: homes take about 42 days to sell, listings are up 55% from a year ago, 21% of listings have had a price cut.
Are home prices going down in Calvert County, MD?
Home values in Calvert County, MD are up 1.0% over the last year. Zillow's forecast for the next 12 months is +1.6%.
How much do you need to earn to buy a home in Calvert County, MD?
A household needs about $104,079 a year to afford the typical home in Calvert County, MD at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $121,798.