Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$422,876−0.7% YoY · prices are falling
Market right nowBuyer's marketMore homes for sale than last year, 19% have cut their price
Income needed to buy, per year$91,671About 1.1× the local median income ($81,711): a stretch for a typical household
Days on market67 daysAbout the same pace as a year ago
The typical home in Worcester County, MD is worth $422,876, down 0.7% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $430,482, so the area is 1.8% undervalued. It is a buyer's market: homes take about 67 days to sell, listings are up 10% from a year ago, 19% of listings have had a price cut. A household needs about $91,671 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $81,711. Typical rent is $1,787 a month. In the latest IRS figures, 229 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$422,876
Change in 1 year
−0.7%
Overvalued %
−1.8%
Show 6 more
Fair home value
$430,482
Change in 5 years
+17.6%
Home value to income
5.2×
Monthly mortgage payment (20% down)
$2,292
Income needed to afford it
$91,671
Property tax rate
0.73%
Rent and investing
Typical rent
$1,787
Price-to-rent ratio
19.7×
HUD Fair Market Rent, 2 bedrooms
$1,184
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Gross rental yield
5.07%
Cap rate (estimate)
3.30%
Market activity
Listings vs a year ago
+9.7%
Days on market
67
Listings with a price cut
19.2%
Show 3 more
Homes for sale
827
Pending sales per 100 listings
21
Asking price per sq ft
$387
People and jobs
Median household income
$81,711
Population change (1 year)
+0.1%
Unemployment rate
6.7%
Show 4 more
Population
54,459
Income adjusted for cost of living
$87,673
Net moves in (IRS)
+229
Cost of living (US = 100)
93.2
Schools, risk and environment
School rating (1 to 10)
8.0
FEMA hazard risk score (0 to 100)
68.2
Flood risk score
88.0
Show 3 more
Wildfire risk score
65.9
Walkability (1 to 20)
7.5
Road, rail and air noise
55 dB
Questions people ask
Is Worcester County, MD overvalued?
Home prices in Worcester County, MD are slightly below what local incomes have historically supported: fair value is about $430,482, so the area is 1.8% undervalued.
Is Worcester County, MD a buyer's or seller's market?
Worcester County, MD is a buyer's market: homes take about 67 days to sell, listings are up 10% from a year ago, 19% of listings have had a price cut.
Are home prices going down in Worcester County, MD?
Home values in Worcester County, MD are down 0.7% over the last year.
How much do you need to earn to buy a home in Worcester County, MD?
A household needs about $91,671 a year to afford the typical home in Worcester County, MD at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $81,711.