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Anne Arundel County, MD housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$502,145+0.9% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 23% have cut their price
Income needed to buy, per year$108,855About 0.9× the local median income ($127,042): affordable for a typical household
Days on market40 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+0.6%Zillow expects prices to rise slightly

The typical home in Anne Arundel County, MD is worth $502,145, up 0.9% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $539,462, so the area is 6.9% undervalued. It is a balanced market, leaning toward buyers: homes take about 40 days to sell, listings are up 22% from a year ago, 23% of listings have had a price cut. Zillow expects prices to rise about 0.6% over the next year. A household needs about $108,855 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $127,042. Typical rent is $2,337 a month, or $3,021 for a house. In the latest IRS figures, 1,172 more people moved out than in.

Home value over time

$0K$100K$200K$300K$400K$500K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$502,145
Change in 1 year+0.9%
Overvalued %−6.9%
Show 7 more
Fair home value$539,462
Change in 5 years+15.1%
Zillow forecast, next 12 months+0.6%
Home value to income4.0×
Monthly mortgage payment (20% down)$2,721
Income needed to afford it$108,855
Property tax rate0.85%

Rent and investing

Typical rent$2,337
Typical rent for houses$3,021
Price-to-rent ratio17.9×
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HUD Fair Market Rent, 2 bedrooms$2,006
Gross rental yield5.59%
Cap rate (estimate)3.63%

Market activity

Listings vs a year ago+21.9%
Days on market40
Listings with a price cut22.7%
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Homes for sale1,451
Pending sales per 100 listings44
Asking price per sq ft$263

People and jobs

Median household income$127,042
Population change (1 year)+0.4%
Unemployment rate3.7%
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Population603,380
Income adjusted for cost of living$121,571
Net moves in (IRS)−1,172
Cost of living (US = 100)104.5

Schools, risk and environment

School rating (1 to 10)6.5
FEMA hazard risk score (0 to 100)81.9
Unhealthy air days a year3
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Flood risk score80.9
Wildfire risk score35.9
Walkability (1 to 20)9.3
Road, rail and air noise53 dB

Questions people ask

Is Anne Arundel County, MD overvalued?
Home prices in Anne Arundel County, MD are slightly below what local incomes have historically supported: fair value is about $539,462, so the area is 6.9% undervalued.
Is Anne Arundel County, MD a buyer's or seller's market?
Anne Arundel County, MD is a balanced market, leaning toward buyers: homes take about 40 days to sell, listings are up 22% from a year ago, 23% of listings have had a price cut.
Are home prices going down in Anne Arundel County, MD?
Home values in Anne Arundel County, MD are up 0.9% over the last year. Zillow's forecast for the next 12 months is +0.6%.
How much do you need to earn to buy a home in Anne Arundel County, MD?
A household needs about $108,855 a year to afford the typical home in Anne Arundel County, MD at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $127,042.

Nearby and similar counties

ZIP codes in Anne Arundel County (open on the map)

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