Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$358,090+0.4% YoY · prices are flat
Market right nowBalanced, leaning buyersMore homes for sale than last year, 23% have cut their price
Income needed to buy, per year$77,627About 0.9× the local median income ($87,865): affordable for a typical household
Days on market38 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+0.6%Zillow expects prices to rise slightly
The typical home in Baltimore County, MD is worth $358,090, about the same as a year ago. That is slightly above what local incomes have historically supported: fair value is about $353,359, so the area is 1.3% overvalued. It is a balanced market, leaning toward buyers: homes take about 38 days to sell, listings are up 18% from a year ago, 23% of listings have had a price cut. Zillow expects prices to rise about 0.6% over the next year. A household needs about $77,627 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $87,865. Typical rent is $1,731 a month, or $2,237 for a house. In the latest IRS figures, 4,564 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$358,090
Change in 1 year
+0.4%
Overvalued %
+1.3%
Show 7 more
Fair home value
$353,359
Change in 5 years
+14.5%
Zillow forecast, next 12 months
+0.6%
Home value to income
4.1×
Monthly mortgage payment (20% down)
$1,941
Income needed to afford it
$77,627
Property tax rate
1.07%
Rent and investing
Typical rent
$1,731
Typical rent for houses
$2,237
Price-to-rent ratio
17.2×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$2,006
Gross rental yield
5.80%
Cap rate (estimate)
3.77%
Market activity
Listings vs a year ago
+18.2%
Days on market
38
Listings with a price cut
23.4%
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Homes for sale
1,852
Pending sales per 100 listings
45
Asking price per sq ft
$206
People and jobs
Median household income
$87,865
Population change (1 year)
−0.1%
Unemployment rate
4.9%
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Population
847,650
Income adjusted for cost of living
$84,081
Net moves in (IRS)
−4,564
Cost of living (US = 100)
104.5
Schools, risk and environment
School rating (1 to 10)
5.1
FEMA hazard risk score (0 to 100)
94.0
Unhealthy air days a year
3
Show 4 more
Flood risk score
93.9
Wildfire risk score
39.5
Walkability (1 to 20)
10.7
Road, rail and air noise
54 dB
Questions people ask
Is Baltimore County, MD overvalued?
Home prices in Baltimore County, MD are slightly above what local incomes have historically supported: fair value is about $353,359, so the area is 1.3% overvalued.
Is Baltimore County, MD a buyer's or seller's market?
Baltimore County, MD is a balanced market, leaning toward buyers: homes take about 38 days to sell, listings are up 18% from a year ago, 23% of listings have had a price cut.
Are home prices going down in Baltimore County, MD?
Home values in Baltimore County, MD are up 0.4% over the last year. Zillow's forecast for the next 12 months is +0.6%.
How much do you need to earn to buy a home in Baltimore County, MD?
A household needs about $77,627 a year to afford the typical home in Baltimore County, MD at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $87,865.