Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$522,697+2.3% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 21% have cut their price
Income needed to buy, per year$113,310About 1.0× the local median income ($112,621): a stretch for a typical household
Days on market57 daysFaster than a year ago: sellers have the edge
Next 12 months+0.6%Zillow expects prices to rise slightly
The typical home in Queen Annes County, MD is worth $522,697, up 2.3% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $522,530, so the area is 0.0% undervalued. It is a buyer's market: homes take about 57 days to sell, listings are up 25% from a year ago, 21% of listings have had a price cut. Zillow expects prices to rise about 0.6% over the next year. A household needs about $113,310 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $112,621. Typical rent is $2,347 a month, or $3,033 for a house. In the latest IRS figures, 610 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$522,697
Change in 1 year
+2.3%
Overvalued %
0.0%
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Fair home value
$522,530
Change in 5 years
+21.6%
Zillow forecast, next 12 months
+0.6%
Home value to income
4.6×
Monthly mortgage payment (20% down)
$2,833
Income needed to afford it
$113,310
Property tax rate
0.78%
Rent and investing
Typical rent
$2,347
Typical rent for houses
$3,033
Price-to-rent ratio
18.6×
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HUD Fair Market Rent, 2 bedrooms
$2,006
Gross rental yield
5.39%
Cap rate (estimate)
3.50%
Market activity
Listings vs a year ago
+25.3%
Days on market
57
Listings with a price cut
21.0%
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Homes for sale
297
Pending sales per 100 listings
39
Asking price per sq ft
$283
People and jobs
Median household income
$112,621
Population change (1 year)
+1.4%
Unemployment rate
3.8%
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Population
54,448
Income adjusted for cost of living
$107,771
Net moves in (IRS)
+610
Cost of living (US = 100)
104.5
Schools, risk and environment
School rating (1 to 10)
7.4
FEMA hazard risk score (0 to 100)
35.6
Flood risk score
67.2
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Wildfire risk score
59.6
Walkability (1 to 20)
6.3
Road, rail and air noise
56 dB
Questions people ask
Is Queen Annes County, MD overvalued?
Home prices in Queen Annes County, MD are slightly below what local incomes have historically supported: fair value is about $522,530, so the area is 0.0% undervalued.
Is Queen Annes County, MD a buyer's or seller's market?
Queen Annes County, MD is a buyer's market: homes take about 57 days to sell, listings are up 25% from a year ago, 21% of listings have had a price cut.
Are home prices going down in Queen Annes County, MD?
Home values in Queen Annes County, MD are up 2.3% over the last year. Zillow's forecast for the next 12 months is +0.6%.
How much do you need to earn to buy a home in Queen Annes County, MD?
A household needs about $113,310 a year to afford the typical home in Queen Annes County, MD at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $112,621.