Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$253,862+2.5% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 18% have cut their price
Income needed to buy, per year$55,032About 0.8× the local median income ($66,540): affordable for a typical household
Days on market71 daysAbout the same pace as a year ago
The typical home in Washington County, KY is worth $253,862, up 2.5% from a year ago. That is well above what local incomes have historically supported: fair value is about $197,622, so the area is 28.5% overvalued. It is a buyer's market: homes take about 71 days to sell, listings are up 44% from a year ago, 18% of listings have had a price cut. A household needs about $55,032 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $66,540. In the latest IRS figures, 106 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$253,862
Change in 1 year
+2.5%
Overvalued %
+28.5%
Show 6 more
Fair home value
$197,622
Change in 5 years
+32.9%
Home value to income
3.8×
Monthly mortgage payment (20% down)
$1,376
Income needed to afford it
$55,032
Property tax rate
0.66%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$939
Market activity
Listings vs a year ago
+43.6%
Days on market
71
Listings with a price cut
18.2%
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Homes for sale
56
Pending sales per 100 listings
18
Asking price per sq ft
$157
People and jobs
Median household income
$66,540
Population change (1 year)
+0.5%
Unemployment rate
3.4%
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Population
12,368
Income adjusted for cost of living
$78,007
Net moves in (IRS)
+106
Cost of living (US = 100)
85.3
Schools, risk and environment
School rating (1 to 10)
7.3
FEMA hazard risk score (0 to 100)
16.7
Unhealthy air days a year
0
Show 4 more
Flood risk score
27.8
Wildfire risk score
11.5
Walkability (1 to 20)
4.2
Road, rail and air noise
55 dB
Questions people ask
Is Washington County, KY overvalued?
Home prices in Washington County, KY are well above what local incomes have historically supported: fair value is about $197,622, so the area is 28.5% overvalued.
Is Washington County, KY a buyer's or seller's market?
Washington County, KY is a buyer's market: homes take about 71 days to sell, listings are up 44% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Washington County, KY?
Home values in Washington County, KY are up 2.5% over the last year.
How much do you need to earn to buy a home in Washington County, KY?
A household needs about $55,032 a year to afford the typical home in Washington County, KY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $66,540.