Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$244,183+0.8% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 21% have cut their price
Income needed to buy, per year$52,934About 0.7× the local median income ($72,488): affordable for a typical household
Days on market60 daysSlower than a year ago: buyers have time to negotiate
The typical home in Trimble County, KY is worth $244,183, up 0.8% from a year ago. That is well above what local incomes have historically supported: fair value is about $211,134, so the area is 15.7% overvalued. It is a buyer's market: homes take about 60 days to sell, listings are up 13% from a year ago, 21% of listings have had a price cut. A household needs about $52,934 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,488. In the latest IRS figures, 54 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$244,183
Change in 1 year
+0.8%
Overvalued %
+15.7%
Show 6 more
Fair home value
$211,134
Change in 5 years
+34.2%
Home value to income
3.4×
Monthly mortgage payment (20% down)
$1,323
Income needed to afford it
$52,934
Property tax rate
0.66%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,175
Market activity
Listings vs a year ago
+13.0%
Days on market
60
Listings with a price cut
21.1%
Show 3 more
Homes for sale
26
Pending sales per 100 listings
31
Asking price per sq ft
$206
People and jobs
Median household income
$72,488
Population change (1 year)
+0.7%
Unemployment rate
6.2%
Show 4 more
Population
8,701
Income adjusted for cost of living
$84,980
Net moves in (IRS)
+54
Cost of living (US = 100)
85.3
Schools, risk and environment
School rating (1 to 10)
2.6
FEMA hazard risk score (0 to 100)
11.9
Flood risk score
23.5
Show 3 more
Wildfire risk score
3.6
Walkability (1 to 20)
4.7
Road, rail and air noise
56 dB
Questions people ask
Is Trimble County, KY overvalued?
Home prices in Trimble County, KY are well above what local incomes have historically supported: fair value is about $211,134, so the area is 15.7% overvalued.
Is Trimble County, KY a buyer's or seller's market?
Trimble County, KY is a buyer's market: homes take about 60 days to sell, listings are up 13% from a year ago, 21% of listings have had a price cut.
Are home prices going down in Trimble County, KY?
Home values in Trimble County, KY are up 0.8% over the last year.
How much do you need to earn to buy a home in Trimble County, KY?
A household needs about $52,934 a year to afford the typical home in Trimble County, KY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,488.