Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$243,748+0.7% YoY · prices are rising
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 24% have cut their price
Income needed to buy, per year$52,839About 0.8× the local median income ($67,409): affordable for a typical household
Days on market59 daysAbout the same pace as a year ago
The typical home in Harrison County, KY is worth $243,748, up 0.7% from a year ago. That is well above what local incomes have historically supported: fair value is about $204,737, so the area is 19.1% overvalued. It is a balanced market, leaning toward sellers: homes take about 59 days to sell, listings are down 24% from a year ago, 24% of listings have had a price cut. A household needs about $52,839 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,409. In the latest IRS figures, 328 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$243,748
Change in 1 year
+0.7%
Overvalued %
+19.1%
Show 6 more
Fair home value
$204,737
Change in 5 years
+41.2%
Home value to income
3.6×
Monthly mortgage payment (20% down)
$1,321
Income needed to afford it
$52,839
Property tax rate
0.66%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$909
Market activity
Listings vs a year ago
−23.7%
Days on market
59
Listings with a price cut
24.1%
Show 3 more
Homes for sale
45
Pending sales per 100 listings
53
Asking price per sq ft
$189
People and jobs
Median household income
$67,409
Population change (1 year)
+0.8%
Unemployment rate
3.2%
Show 4 more
Population
19,627
Income adjusted for cost of living
$79,026
Net moves in (IRS)
+328
Cost of living (US = 100)
85.3
Schools, risk and environment
School rating (1 to 10)
5.8
FEMA hazard risk score (0 to 100)
33.8
Flood risk score
48.9
Show 3 more
Wildfire risk score
9.8
Walkability (1 to 20)
4.8
Road, rail and air noise
54 dB
Questions people ask
Is Harrison County, KY overvalued?
Home prices in Harrison County, KY are well above what local incomes have historically supported: fair value is about $204,737, so the area is 19.1% overvalued.
Is Harrison County, KY a buyer's or seller's market?
Harrison County, KY is a balanced market, leaning toward sellers: homes take about 59 days to sell, listings are down 24% from a year ago, 24% of listings have had a price cut.
Are home prices going down in Harrison County, KY?
Home values in Harrison County, KY are up 0.7% over the last year.
How much do you need to earn to buy a home in Harrison County, KY?
A household needs about $52,839 a year to afford the typical home in Harrison County, KY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,409.