Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$293,218+6.8% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 22% have cut their price
Income needed to buy, per year$63,564About 0.8× the local median income ($77,464): affordable for a typical household
Days on market54 daysSlower than a year ago: buyers have time to negotiate
The typical home in Kosciusko County, IN is worth $293,218, up 6.8% from a year ago. That is well above what local incomes have historically supported: fair value is about $247,308, so the area is 18.6% overvalued. It is a balanced market: homes take about 54 days to sell, listings are up 16% from a year ago, 22% of listings have had a price cut. A household needs about $63,564 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $77,464. Typical rent is $1,444 a month. In the latest IRS figures, 197 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$293,218
Change in 1 year
+6.8%
Overvalued %
+18.6%
Show 6 more
Fair home value
$247,308
Change in 5 years
+30.3%
Home value to income
3.8×
Monthly mortgage payment (20% down)
$1,589
Income needed to afford it
$63,564
Property tax rate
0.60%
Rent and investing
Typical rent
$1,444
Price-to-rent ratio
16.9×
HUD Fair Market Rent, 2 bedrooms
$1,162
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Gross rental yield
5.91%
Cap rate (estimate)
3.84%
Market activity
Listings vs a year ago
+15.8%
Days on market
54
Listings with a price cut
21.6%
Show 3 more
Homes for sale
205
Pending sales per 100 listings
49
Asking price per sq ft
$197
People and jobs
Median household income
$77,464
Population change (1 year)
+0.2%
Unemployment rate
2.8%
Show 4 more
Population
80,892
Income adjusted for cost of living
$87,333
Net moves in (IRS)
−197
Cost of living (US = 100)
88.7
Schools, risk and environment
School rating (1 to 10)
5.9
FEMA hazard risk score (0 to 100)
66.3
Flood risk score
63.7
Show 3 more
Wildfire risk score
24.4
Walkability (1 to 20)
6.1
Road, rail and air noise
52 dB
Questions people ask
Is Kosciusko County, IN overvalued?
Home prices in Kosciusko County, IN are well above what local incomes have historically supported: fair value is about $247,308, so the area is 18.6% overvalued.
Is Kosciusko County, IN a buyer's or seller's market?
Kosciusko County, IN is a balanced market: homes take about 54 days to sell, listings are up 16% from a year ago, 22% of listings have had a price cut.
Are home prices going down in Kosciusko County, IN?
Home values in Kosciusko County, IN are up 6.8% over the last year.
How much do you need to earn to buy a home in Kosciusko County, IN?
A household needs about $63,564 a year to afford the typical home in Kosciusko County, IN at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $77,464.