Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$285,954+2.7% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 26% have cut their price
Income needed to buy, per year$61,989About 0.8× the local median income ($76,310): affordable for a typical household
Days on market52 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+3.3%Zillow expects prices to rise slightly
The typical home in Floyd County, IN is worth $285,954, up 2.7% from a year ago. That is well above what local incomes have historically supported: fair value is about $245,141, so the area is 16.6% overvalued. It is a buyer's market: homes take about 52 days to sell, listings are up 37% from a year ago, 26% of listings have had a price cut. Zillow expects prices to rise about 3.3% over the next year. A household needs about $61,989 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $76,310. Typical rent is $1,211 a month, or $1,265 for a house. In the latest IRS figures, 341 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$285,954
Change in 1 year
+2.7%
Overvalued %
+16.6%
Show 7 more
Fair home value
$245,141
Change in 5 years
+23.8%
Zillow forecast, next 12 months
+3.3%
Home value to income
3.7×
Monthly mortgage payment (20% down)
$1,550
Income needed to afford it
$61,989
Property tax rate
0.69%
Rent and investing
Typical rent
$1,211
Typical rent for houses
$1,265
Price-to-rent ratio
19.7×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,276
Gross rental yield
5.08%
Cap rate (estimate)
3.30%
Market activity
Listings vs a year ago
+37.2%
Days on market
52
Listings with a price cut
25.6%
Show 3 more
Homes for sale
317
Pending sales per 100 listings
38
Asking price per sq ft
$168
People and jobs
Median household income
$76,310
Population change (1 year)
+0.4%
Unemployment rate
4.1%
Show 4 more
Population
82,153
Income adjusted for cost of living
$81,966
Net moves in (IRS)
+341
Cost of living (US = 100)
93.1
Schools, risk and environment
School rating (1 to 10)
7.0
FEMA hazard risk score (0 to 100)
75.4
Unhealthy air days a year
5
Show 4 more
Flood risk score
74.2
Wildfire risk score
19.3
Walkability (1 to 20)
8.2
Road, rail and air noise
53 dB
Questions people ask
Is Floyd County, IN overvalued?
Home prices in Floyd County, IN are well above what local incomes have historically supported: fair value is about $245,141, so the area is 16.6% overvalued.
Is Floyd County, IN a buyer's or seller's market?
Floyd County, IN is a buyer's market: homes take about 52 days to sell, listings are up 37% from a year ago, 26% of listings have had a price cut.
Are home prices going down in Floyd County, IN?
Home values in Floyd County, IN are up 2.7% over the last year. Zillow's forecast for the next 12 months is +3.3%.
How much do you need to earn to buy a home in Floyd County, IN?
A household needs about $61,989 a year to afford the typical home in Floyd County, IN at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $76,310.