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Huntington County, IN housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$211,741+5.0% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 21% have cut their price
Income needed to buy, per year$45,901About 0.6× the local median income ($72,146): affordable for a typical household
Days on market40 daysSlower than a year ago: buyers have time to negotiate

The typical home in Huntington County, IN is worth $211,741, up 5.0% from a year ago. That is well above what local incomes have historically supported: fair value is about $180,630, so the area is 17.2% overvalued. It is a balanced market: homes take about 40 days to sell, listings are up 33% from a year ago, 21% of listings have had a price cut. A household needs about $45,901 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,146. Typical rent is $788 a month. In the latest IRS figures, 36 more people moved in than out.

Home value over time

$0K$50K$100K$150K$200K1990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$211,741
Change in 1 year+5.0%
Overvalued %+17.2%
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Fair home value$180,630
Change in 5 years+36.1%
Home value to income2.9×
Monthly mortgage payment (20% down)$1,148
Income needed to afford it$45,901
Property tax rate0.71%

Rent and investing

Typical rent$788
Price-to-rent ratio22.4×
HUD Fair Market Rent, 2 bedrooms$1,014
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Gross rental yield4.46%
Cap rate (estimate)2.90%

Market activity

Listings vs a year ago+32.8%
Days on market40
Listings with a price cut20.9%
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Homes for sale85
Pending sales per 100 listings67
Asking price per sq ft$143

People and jobs

Median household income$72,146
Population change (1 year)+0.7%
Unemployment rate3.5%
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Population37,224
Income adjusted for cost of living$81,337
Net moves in (IRS)+36
Cost of living (US = 100)88.7

Schools, risk and environment

School rating (1 to 10)5.7
FEMA hazard risk score (0 to 100)38.2
Unhealthy air days a year0
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Flood risk score48.3
Wildfire risk score9.6
Walkability (1 to 20)6.7
Road, rail and air noise52 dB

Questions people ask

Is Huntington County, IN overvalued?
Home prices in Huntington County, IN are well above what local incomes have historically supported: fair value is about $180,630, so the area is 17.2% overvalued.
Is Huntington County, IN a buyer's or seller's market?
Huntington County, IN is a balanced market: homes take about 40 days to sell, listings are up 33% from a year ago, 21% of listings have had a price cut.
Are home prices going down in Huntington County, IN?
Home values in Huntington County, IN are up 5.0% over the last year.
How much do you need to earn to buy a home in Huntington County, IN?
A household needs about $45,901 a year to afford the typical home in Huntington County, IN at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,146.

Nearby and similar counties

ZIP codes in Huntington County (open on the map)

See every chart for Huntington County, IN on the map