Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$211,061+5.7% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 23% have cut their price
Income needed to buy, per year$45,754About 0.6× the local median income ($72,427): affordable for a typical household
Days on market47 daysSlower than a year ago: buyers have time to negotiate
The typical home in Gibson County, IN is worth $211,061, up 5.7% from a year ago. That is well above what local incomes have historically supported: fair value is about $183,022, so the area is 15.3% overvalued. It is a balanced market: homes take about 47 days to sell, listings are up 44% from a year ago, 23% of listings have had a price cut. A household needs about $45,754 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,427. Typical rent is $1,094 a month. In the latest IRS figures, 36 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$211,061
Change in 1 year
+5.7%
Overvalued %
+15.3%
Show 6 more
Fair home value
$183,022
Change in 5 years
+30.4%
Home value to income
2.9×
Monthly mortgage payment (20% down)
$1,144
Income needed to afford it
$45,754
Property tax rate
0.72%
Rent and investing
Typical rent
$1,094
Price-to-rent ratio
16.1×
HUD Fair Market Rent, 2 bedrooms
$1,083
Show 2 more
Gross rental yield
6.22%
Cap rate (estimate)
4.04%
Market activity
Listings vs a year ago
+43.8%
Days on market
47
Listings with a price cut
23.4%
Show 3 more
Homes for sale
69
Pending sales per 100 listings
62
Asking price per sq ft
$128
People and jobs
Median household income
$72,427
Population change (1 year)
+0.3%
Unemployment rate
2.3%
Show 4 more
Population
33,091
Income adjusted for cost of living
$81,654
Net moves in (IRS)
−36
Cost of living (US = 100)
88.7
Schools, risk and environment
School rating (1 to 10)
6.1
FEMA hazard risk score (0 to 100)
48.0
Flood risk score
36.9
Show 3 more
Wildfire risk score
6.2
Walkability (1 to 20)
6.7
Road, rail and air noise
52 dB
Questions people ask
Is Gibson County, IN overvalued?
Home prices in Gibson County, IN are well above what local incomes have historically supported: fair value is about $183,022, so the area is 15.3% overvalued.
Is Gibson County, IN a buyer's or seller's market?
Gibson County, IN is a balanced market: homes take about 47 days to sell, listings are up 44% from a year ago, 23% of listings have had a price cut.
Are home prices going down in Gibson County, IN?
Home values in Gibson County, IN are up 5.7% over the last year.
How much do you need to earn to buy a home in Gibson County, IN?
A household needs about $45,754 a year to afford the typical home in Gibson County, IN at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,427.