Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$212,557+7.7% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 16% have cut their price
Income needed to buy, per year$46,078About 0.7× the local median income ($64,566): affordable for a typical household
Days on market65 daysSlower than a year ago: buyers have time to negotiate
The typical home in Fulton County, IN is worth $212,557, up 7.7% from a year ago. That is well above what local incomes have historically supported: fair value is about $169,616, so the area is 25.3% overvalued. It is a balanced market: homes take about 65 days to sell, listings are up 12% from a year ago, 16% of listings have had a price cut. A household needs about $46,078 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,566. In the latest IRS figures, 52 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$212,557
Change in 1 year
+7.7%
Overvalued %
+25.3%
Show 6 more
Fair home value
$169,616
Change in 5 years
+34.1%
Home value to income
3.3×
Monthly mortgage payment (20% down)
$1,152
Income needed to afford it
$46,078
Property tax rate
0.54%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,034
Market activity
Listings vs a year ago
+12.1%
Days on market
65
Listings with a price cut
16.2%
Show 3 more
Homes for sale
65
Pending sales per 100 listings
31
Asking price per sq ft
$151
People and jobs
Median household income
$64,566
Population change (1 year)
+0.3%
Unemployment rate
6.8%
Show 4 more
Population
20,091
Income adjusted for cost of living
$72,791
Net moves in (IRS)
+52
Cost of living (US = 100)
88.7
Schools, risk and environment
School rating (1 to 10)
4.3
FEMA hazard risk score (0 to 100)
20.2
Flood risk score
20.5
Show 3 more
Wildfire risk score
5.4
Walkability (1 to 20)
6.0
Road, rail and air noise
54 dB
Questions people ask
Is Fulton County, IN overvalued?
Home prices in Fulton County, IN are well above what local incomes have historically supported: fair value is about $169,616, so the area is 25.3% overvalued.
Is Fulton County, IN a buyer's or seller's market?
Fulton County, IN is a balanced market: homes take about 65 days to sell, listings are up 12% from a year ago, 16% of listings have had a price cut.
Are home prices going down in Fulton County, IN?
Home values in Fulton County, IN are up 7.7% over the last year.
How much do you need to earn to buy a home in Fulton County, IN?
A household needs about $46,078 a year to afford the typical home in Fulton County, IN at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,566.