Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$98,765+2.1% YoY · prices are rising
Market right nowSeller's marketFewer homes for sale than last year, 8% have cut their price
Income needed to buy, per year$21,410About 0.3× the local median income ($65,933): affordable for a typical household
Days on market39 daysFaster than a year ago: sellers have the edge
The typical home in Cass County, IL is worth $98,765, up 2.1% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $96,371, so the area is 2.5% overvalued. It is a seller's market: homes take about 39 days to sell, listings are down 37% from a year ago, 8% of listings have had a price cut. A household needs about $21,410 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $65,933. In the latest IRS figures, 116 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$98,765
Change in 1 year
+2.1%
Overvalued %
+2.5%
Show 6 more
Fair home value
$96,371
Change in 5 years
+23.3%
Home value to income
1.5×
Monthly mortgage payment (20% down)
$535
Income needed to afford it
$21,410
Property tax rate
2.02%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$930
Market activity
Listings vs a year ago
−37.0%
Days on market
39
Listings with a price cut
8.2%
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Homes for sale
17
Pending sales per 100 listings
88
Asking price per sq ft
$107
People and jobs
Median household income
$65,933
Population change (1 year)
−0.5%
Unemployment rate
4.2%
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Population
12,463
Income adjusted for cost of living
$75,438
Net moves in (IRS)
−116
Cost of living (US = 100)
87.4
Schools, risk and environment
School rating (1 to 10)
2.9
FEMA hazard risk score (0 to 100)
38.6
Flood risk score
28.1
Show 3 more
Wildfire risk score
0.3
Walkability (1 to 20)
7.5
Road, rail and air noise
51 dB
Questions people ask
Is Cass County, IL overvalued?
Home prices in Cass County, IL are slightly above what local incomes have historically supported: fair value is about $96,371, so the area is 2.5% overvalued.
Is Cass County, IL a buyer's or seller's market?
Cass County, IL is a seller's market: homes take about 39 days to sell, listings are down 37% from a year ago, 8% of listings have had a price cut.
Are home prices going down in Cass County, IL?
Home values in Cass County, IL are up 2.1% over the last year.
How much do you need to earn to buy a home in Cass County, IL?
A household needs about $21,410 a year to afford the typical home in Cass County, IL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $65,933.