Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$92,182−1.3% YoY · prices are falling
Market right nowBalanced marketMore homes for sale than last year, 20% have cut their price
Income needed to buy, per year$19,983About 0.4× the local median income ($55,561): affordable for a typical household
Days on market61 daysAbout the same pace as a year ago
The typical home in Saline County, IL is worth $92,182, down 1.3% from a year ago. That is well below what local incomes have historically supported: fair value is about $138,691, so the area is 33.5% undervalued. It is a balanced market: homes take about 61 days to sell, listings are up 7% from a year ago, 20% of listings have had a price cut. A household needs about $19,983 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $55,561. In the latest IRS figures, 0 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$92,182
Change in 1 year
−1.3%
Overvalued %
−33.5%
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Fair home value
$138,691
Change in 5 years
−0.3%
Home value to income
1.7×
Monthly mortgage payment (20% down)
$500
Income needed to afford it
$19,983
Property tax rate
1.69%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$930
Market activity
Listings vs a year ago
+6.6%
Days on market
61
Listings with a price cut
19.7%
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Homes for sale
65
Pending sales per 100 listings
45
Asking price per sq ft
$86
People and jobs
Median household income
$55,561
Population change (1 year)
−0.3%
Unemployment rate
7.7%
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Population
22,772
Income adjusted for cost of living
$63,571
Net moves in (IRS)
0
Cost of living (US = 100)
87.4
Schools, risk and environment
School rating (1 to 10)
4.8
FEMA hazard risk score (0 to 100)
70.1
Flood risk score
57.4
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Wildfire risk score
8.6
Walkability (1 to 20)
6.9
Road, rail and air noise
53 dB
Questions people ask
Is Saline County, IL overvalued?
Home prices in Saline County, IL are well below what local incomes have historically supported: fair value is about $138,691, so the area is 33.5% undervalued.
Is Saline County, IL a buyer's or seller's market?
Saline County, IL is a balanced market: homes take about 61 days to sell, listings are up 7% from a year ago, 20% of listings have had a price cut.
Are home prices going down in Saline County, IL?
Home values in Saline County, IL are down 1.3% over the last year.
How much do you need to earn to buy a home in Saline County, IL?
A household needs about $19,983 a year to afford the typical home in Saline County, IL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $55,561.