Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$94,533−3.8% YoY · prices are falling fast
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 0% have cut their price
Income needed to buy, per year$20,493About 0.3× the local median income ($70,164): affordable for a typical household
Days on market62 daysSlower than a year ago: buyers have time to negotiate
The typical home in Scott County, IL is worth $94,533, down 3.8% from a year ago. That is well below what local incomes have historically supported: fair value is about $183,392, so the area is 48.5% undervalued. It is a balanced market, leaning toward sellers: homes take about 62 days to sell, listings are down 50% from a year ago, 0% of listings have had a price cut. A household needs about $20,493 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $70,164. In the latest IRS figures, 7 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$94,533
Change in 1 year
−3.8%
Overvalued %
−48.5%
Show 6 more
Fair home value
$183,392
Change in 5 years
−42.2%
Home value to income
1.3×
Monthly mortgage payment (20% down)
$512
Income needed to afford it
$20,493
Property tax rate
1.50%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$930
Market activity
Listings vs a year ago
−50.0%
Days on market
62
Listings with a price cut
0.0%
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Homes for sale
3
Pending sales per 100 listings
100
Asking price per sq ft
$81
People and jobs
Median household income
$70,164
Population change (1 year)
−0.5%
Unemployment rate
2.7%
Show 4 more
Population
4,866
Income adjusted for cost of living
$80,279
Net moves in (IRS)
+7
Cost of living (US = 100)
87.4
Schools, risk and environment
School rating (1 to 10)
5.7
FEMA hazard risk score (0 to 100)
2.8
Flood risk score
5.1
Show 3 more
Wildfire risk score
0.1
Walkability (1 to 20)
5.5
Road, rail and air noise
53 dB
Questions people ask
Is Scott County, IL overvalued?
Home prices in Scott County, IL are well below what local incomes have historically supported: fair value is about $183,392, so the area is 48.5% undervalued.
Is Scott County, IL a buyer's or seller's market?
Scott County, IL is a balanced market, leaning toward sellers: homes take about 62 days to sell, listings are down 50% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Scott County, IL?
Home values in Scott County, IL are down 3.8% over the last year.
How much do you need to earn to buy a home in Scott County, IL?
A household needs about $20,493 a year to afford the typical home in Scott County, IL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $70,164.