Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$105,470+15.7% YoY · prices are rising fast
Market right nowBalanced, leaning sellersMore homes for sale than last year, 22% have cut their price
Income needed to buy, per year$22,864About 0.4× the local median income ($64,300): affordable for a typical household
Days on market57 daysSlower than a year ago: buyers have time to negotiate
The typical home in Mason County, IL is worth $105,470, up 15.7% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $115,018, so the area is 8.3% undervalued. It is a balanced market, leaning toward sellers: homes take about 57 days to sell, listings are up 3% from a year ago, 22% of listings have had a price cut. A household needs about $22,864 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,300. In the latest IRS figures, 84 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$105,470
Change in 1 year
+15.7%
Overvalued %
−8.3%
Show 6 more
Fair home value
$115,018
Change in 5 years
+10.7%
Home value to income
1.6×
Monthly mortgage payment (20% down)
$572
Income needed to afford it
$22,864
Property tax rate
2.09%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$930
Market activity
Listings vs a year ago
+3.3%
Days on market
57
Listings with a price cut
22.5%
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Homes for sale
31
Pending sales per 100 listings
65
Asking price per sq ft
$79
People and jobs
Median household income
$64,300
Population change (1 year)
−0.6%
Unemployment rate
4.9%
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Population
12,411
Income adjusted for cost of living
$73,570
Net moves in (IRS)
−84
Cost of living (US = 100)
87.4
Schools, risk and environment
School rating (1 to 10)
5.3
FEMA hazard risk score (0 to 100)
43.0
Flood risk score
47.2
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Wildfire risk score
1.6
Walkability (1 to 20)
5.6
Road, rail and air noise
53 dB
Questions people ask
Is Mason County, IL overvalued?
Home prices in Mason County, IL are slightly below what local incomes have historically supported: fair value is about $115,018, so the area is 8.3% undervalued.
Is Mason County, IL a buyer's or seller's market?
Mason County, IL is a balanced market, leaning toward sellers: homes take about 57 days to sell, listings are up 3% from a year ago, 22% of listings have had a price cut.
Are home prices going down in Mason County, IL?
Home values in Mason County, IL are up 15.7% over the last year.
How much do you need to earn to buy a home in Mason County, IL?
A household needs about $22,864 a year to afford the typical home in Mason County, IL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,300.