Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$207,499+2.8% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 25% have cut their price
Income needed to buy, per year$44,981About 0.6× the local median income ($76,974): affordable for a typical household
Days on market51 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+2.9%Zillow expects prices to rise slightly
The typical home in Woodbury County, IA is worth $207,499, up 2.8% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $195,680, so the area is 6.0% overvalued. It is a buyer's market: homes take about 51 days to sell, listings are up 25% from a year ago, 25% of listings have had a price cut. Zillow expects prices to rise about 2.9% over the next year. A household needs about $44,981 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $76,974. Typical rent is $1,252 a month, or $1,399 for a house. In the latest IRS figures, 373 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$207,499
Change in 1 year
+2.8%
Overvalued %
+6.0%
Show 7 more
Fair home value
$195,680
Change in 5 years
+25.0%
Zillow forecast, next 12 months
+2.9%
Home value to income
2.7×
Monthly mortgage payment (20% down)
$1,125
Income needed to afford it
$44,981
Property tax rate
1.45%
Rent and investing
Typical rent
$1,252
Typical rent for houses
$1,399
Price-to-rent ratio
13.8×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,194
Gross rental yield
7.24%
Cap rate (estimate)
4.71%
Market activity
Listings vs a year ago
+25.4%
Days on market
51
Listings with a price cut
25.4%
Show 3 more
Homes for sale
267
Pending sales per 100 listings
27
Asking price per sq ft
$144
People and jobs
Median household income
$76,974
Population change (1 year)
−0.1%
Unemployment rate
4.1%
Show 4 more
Population
106,649
Income adjusted for cost of living
$88,987
Net moves in (IRS)
−373
Cost of living (US = 100)
86.5
Schools, risk and environment
School rating (1 to 10)
4.0
FEMA hazard risk score (0 to 100)
83.3
Unhealthy air days a year
4
Show 4 more
Flood risk score
78.2
Wildfire risk score
87.4
Walkability (1 to 20)
11.9
Road, rail and air noise
53 dB
Questions people ask
Is Woodbury County, IA overvalued?
Home prices in Woodbury County, IA are slightly above what local incomes have historically supported: fair value is about $195,680, so the area is 6.0% overvalued.
Is Woodbury County, IA a buyer's or seller's market?
Woodbury County, IA is a buyer's market: homes take about 51 days to sell, listings are up 25% from a year ago, 25% of listings have had a price cut.
Are home prices going down in Woodbury County, IA?
Home values in Woodbury County, IA are up 2.8% over the last year. Zillow's forecast for the next 12 months is +2.9%.
How much do you need to earn to buy a home in Woodbury County, IA?
A household needs about $44,981 a year to afford the typical home in Woodbury County, IA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $76,974.