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Muscatine County, IA housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$205,712+5.6% YoY · prices are rising fast
Market right nowBalanced, leaning sellersMore homes for sale than last year, 12% have cut their price
Income needed to buy, per year$44,594About 0.6× the local median income ($71,330): affordable for a typical household
Days on market66 daysSlower than a year ago: buyers have time to negotiate

The typical home in Muscatine County, IA is worth $205,712, up 5.6% from a year ago. That is well above what local incomes have historically supported: fair value is about $181,427, so the area is 13.4% overvalued. It is a balanced market, leaning toward sellers: homes take about 66 days to sell, listings are up 18% from a year ago, 12% of listings have had a price cut. A household needs about $44,594 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $71,330. In the latest IRS figures, 106 more people moved out than in.

Home value over time

$0K$50K$100K$150K$200K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$205,712
Change in 1 year+5.6%
Overvalued %+13.4%
Show 6 more
Fair home value$181,427
Change in 5 years+25.5%
Home value to income2.9×
Monthly mortgage payment (20% down)$1,115
Income needed to afford it$44,594
Property tax rate1.50%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,093

Market activity

Listings vs a year ago+18.5%
Days on market66
Listings with a price cut11.5%
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Homes for sale96
Pending sales per 100 listings65
Asking price per sq ft$141

People and jobs

Median household income$71,330
Population change (1 year)−0.7%
Unemployment rate3.2%
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Population41,853
Income adjusted for cost of living$84,816
Net moves in (IRS)−106
Cost of living (US = 100)84.1

Schools, risk and environment

School rating (1 to 10)3.5
FEMA hazard risk score (0 to 100)57.8
Unhealthy air days a year2
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Flood risk score62.6
Wildfire risk score60.9
Walkability (1 to 20)9.9
Road, rail and air noise53 dB

Questions people ask

Is Muscatine County, IA overvalued?
Home prices in Muscatine County, IA are well above what local incomes have historically supported: fair value is about $181,427, so the area is 13.4% overvalued.
Is Muscatine County, IA a buyer's or seller's market?
Muscatine County, IA is a balanced market, leaning toward sellers: homes take about 66 days to sell, listings are up 18% from a year ago, 12% of listings have had a price cut.
Are home prices going down in Muscatine County, IA?
Home values in Muscatine County, IA are up 5.6% over the last year.
How much do you need to earn to buy a home in Muscatine County, IA?
A household needs about $44,594 a year to afford the typical home in Muscatine County, IA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $71,330.

Nearby and similar counties

ZIP codes in Muscatine County (open on the map)

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