Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$197,786+8.4% YoY · prices are rising fast
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 26% have cut their price
Income needed to buy, per year$42,876About 0.6× the local median income ($73,642): affordable for a typical household
Days on market34 daysFaster than a year ago: sellers have the edge
The typical home in Adair County, IA is worth $197,786, up 8.4% from a year ago. That is well above what local incomes have historically supported: fair value is about $166,364, so the area is 18.9% overvalued. It is a balanced market, leaning toward sellers: homes take about 34 days to sell, listings are down 27% from a year ago, 26% of listings have had a price cut. A household needs about $42,876 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $73,642. In the latest IRS figures, 19 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$197,786
Change in 1 year
+8.4%
Overvalued %
+18.9%
Show 6 more
Fair home value
$166,364
Change in 5 years
+32.2%
Home value to income
2.7×
Monthly mortgage payment (20% down)
$1,072
Income needed to afford it
$42,876
Property tax rate
1.28%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$954
Market activity
Listings vs a year ago
−26.9%
Days on market
34
Listings with a price cut
25.8%
Show 3 more
Homes for sale
19
Pending sales per 100 listings
37
Asking price per sq ft
$147
People and jobs
Median household income
$73,642
Population change (1 year)
−0.8%
Unemployment rate
4.0%
Show 4 more
Population
7,403
Income adjusted for cost of living
$87,565
Net moves in (IRS)
+19
Cost of living (US = 100)
84.1
Schools, risk and environment
School rating (1 to 10)
5.4
FEMA hazard risk score (0 to 100)
49.5
Flood risk score
23.8
Show 3 more
Wildfire risk score
34.1
Walkability (1 to 20)
6.1
Road, rail and air noise
54 dB
Questions people ask
Is Adair County, IA overvalued?
Home prices in Adair County, IA are well above what local incomes have historically supported: fair value is about $166,364, so the area is 18.9% overvalued.
Is Adair County, IA a buyer's or seller's market?
Adair County, IA is a balanced market, leaning toward sellers: homes take about 34 days to sell, listings are down 27% from a year ago, 26% of listings have had a price cut.
Are home prices going down in Adair County, IA?
Home values in Adair County, IA are up 8.4% over the last year.
How much do you need to earn to buy a home in Adair County, IA?
A household needs about $42,876 a year to afford the typical home in Adair County, IA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $73,642.