Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$197,299+2.6% YoY · prices are rising
Market right nowSeller's marketFewer homes for sale than last year, 16% have cut their price
Income needed to buy, per year$42,770About 0.6× the local median income ($68,642): affordable for a typical household
Days on market56 daysFaster than a year ago: sellers have the edge
The typical home in Clarke County, IA is worth $197,299, up 2.6% from a year ago. That is well above what local incomes have historically supported: fair value is about $170,699, so the area is 15.6% overvalued. It is a seller's market: homes take about 56 days to sell, listings are down 23% from a year ago, 16% of listings have had a price cut. A household needs about $42,770 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $68,642. In the latest IRS figures, 15 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$197,299
Change in 1 year
+2.6%
Overvalued %
+15.6%
Show 6 more
Fair home value
$170,699
Change in 5 years
+28.4%
Home value to income
2.9×
Monthly mortgage payment (20% down)
$1,069
Income needed to afford it
$42,770
Property tax rate
1.60%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$946
Market activity
Listings vs a year ago
−23.1%
Days on market
56
Listings with a price cut
16.0%
Show 3 more
Homes for sale
30
Pending sales per 100 listings
63
Asking price per sq ft
$143
People and jobs
Median household income
$68,642
Population change (1 year)
−0.2%
Unemployment rate
4.2%
Show 4 more
Population
9,574
Income adjusted for cost of living
$81,620
Net moves in (IRS)
−15
Cost of living (US = 100)
84.1
Schools, risk and environment
School rating (1 to 10)
1.7
FEMA hazard risk score (0 to 100)
18.4
Flood risk score
9.6
Show 3 more
Wildfire risk score
42.0
Walkability (1 to 20)
6.2
Road, rail and air noise
52 dB
Questions people ask
Is Clarke County, IA overvalued?
Home prices in Clarke County, IA are well above what local incomes have historically supported: fair value is about $170,699, so the area is 15.6% overvalued.
Is Clarke County, IA a buyer's or seller's market?
Clarke County, IA is a seller's market: homes take about 56 days to sell, listings are down 23% from a year ago, 16% of listings have had a price cut.
Are home prices going down in Clarke County, IA?
Home values in Clarke County, IA are up 2.6% over the last year.
How much do you need to earn to buy a home in Clarke County, IA?
A household needs about $42,770 a year to afford the typical home in Clarke County, IA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $68,642.